12945 Larene Dr, Black Hawk, SD 57718 Property Records

Meade County property record for 12945 Larene Dr, Black Hawk, SD 57718

Property Summary

Property TypeSingle Family Home
Details2 bd · built 1981
Lot Size0.182 acres (7,928 sqft)
OwnerIndividual on Record
Last Sale$265,000 (Dec 2021)
Tax Bill$2,957 (2025)
Deeds & MortgagesDec 2021 Mortgage
Jul 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN15.74.14.02

Property Details

APN / Parcel Number

Primary APN15.74.14.02

Interior

Bedrooms2 Beds

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Lot Area7,928 sqft (0.182 acres)

Location & Zoning

Street Address12945 LARENE DR
CityBLACK HAWK
StateSD
Zip57718-9316
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWONDERLAND HOMES SUB LOT 2 BLOCK 14
Legal Range06
Legal Township03
Legal Section24
Legal SubdivisionWONDERLAND HOMES SUB
Legal Block14
Legal Lot Number2
JurisdictionMEADE SD
Township / Civil DivisionSOUTHWEST MEADE
Census Block Group4
Census Block4030
Census Tract20302

Owner

Source: Meade County assessment roll, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address12945 LARENE DR, BLACK HAWK, SD 57718-9316
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK
Jul 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
MED5 FCU
Jun 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
MED5 FCU
Dec 13, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 13, 2021 · Amount on Record
Deed SaleDec 13, 2021 · Amount on Record
Deed Document Number20219659
Deed Book / Page952 / 648
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMEADE SD
Property Address12945 LARENE DR, BLACK HAWK, SD 57718-9316
Transaction TypeMortgage
Record UpdatedAug 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00957/1419
DateDec 13, 2021
Book Page957/1419
Instrument21009661
Lender
NameFIRST NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMEADE SD
Property Address12945 LARENE DR, BLACK HAWK, SD 57718-9316
Transaction TypeMortgage
Record UpdatedMar 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000949/179
DateJul 15, 2021
Book Page949/179
Instrument21005303
Lender
NameMED5 FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 14, 2041
Interest
Rate TypeFixed Rate

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMEADE SD
Property Address12945 LARENE DR, BLACK HAWK, SD 57718-9316
Transaction TypeMortgage
Record UpdatedMar 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000948/610
DateJun 22, 2021
Book Page948/610
Instrument21004719
Lender
NameMED5 FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 21, 2041
Interest
Rate TypeFixed Rate

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMEADE SD
Recording DateDec 13, 2021
Property Address12945 LARENE DR, BLACK HAWK, SD 57718-9316
Document Number000952/648
Book / Page952 / 648
Map ReferenceMB 11 PG 95
Instrument DateDec 10, 2021
Instrument21009659
Transaction TypeTransfer
Record UpdatedMar 16, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$265.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12945 LARENE DR, BLACK HAWK, SD 57718-9316

Mortgage

Document Number00957/1407
DateDec 13, 2021
Book Page957/1407
Instrument21009660
Lender
NameFIRST NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term372 Months
DueJan 1, 2052
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMeade County
Unified School DistrictMeade School District 46-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,957.00 (+3.1%) Additional exemption filed$268,806 (+4.26%) Land $38,420 Building $230,386$268,806 Land $38,420 Building $230,386
2024$2,868.00 (-0.66%)
2023$257,835 Land $38,420 Building $219,415
2022$2,887.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 77% of South Dakota
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWONDERLAND HOMES
private · serves 750 people · EPA ID SD4600421
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 60
Bluepeak
Cable · Fiber in parts of the area
1,000 / 30
Wisp West
Fixed Wireless
100 / 20

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