Hamilton County property record for 12945 Howe Rd, Fishers, IN 46038
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,262 sqft · built 2001 |
| Lot Size | 0.269 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,167 (2024) |
| Deeds & Mortgages | Jun 2018 Mortgage Mar 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-11-29-020-017.000-020 |
| Primary APN | 29-11-29-020-017.000-020 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,262 sqft Living Area |
| 1st Floor Area | 1,441 sqft |
| 2nd Floor Area | 1,821 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Other |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.269 acres) |
| Lot Dimensions | 135 ft deep x 84 ft wide |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1911290020017000 |
|---|---|
| Street Address | 12945 HOWE RD |
| City | FISHERS |
| State | IN |
| Zip | 46038-8337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .27, SECTION 29, TOWNSHIP 18, RANGE 5, PLEASANT VIEW, SECTION 4, LOT 113, IRREGULAR SHAPE |
| Legal Range | 05 |
| Legal Township | 18 |
| Legal Section | 29 |
| Legal Subdivision | PLEASANT VIEW |
| Legal Block | 4 |
| Legal Lot Number | 113 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | FALL CREEK |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 110818 |
12945 Howe Rd is owned and occupied by an individual who acquired it in June 2018.
Source: Hamilton County records, as of March 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 12945 HOWE RD, FISHERS, IN 46038-8337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FIRST FINANCIAL BANK |
| Mar 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FORUM CU |
| Oct 1, 2019 | Deed of Trust, Mortgage FORUM CU |
| Jun 25, 2018 | Warranty Deed, Transfer · Conventional Mortgage FORUM CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2018 |
| Deed Sale | Jun 25, 2018 |
| Prior Sale | Apr 25, 2012 |
| Deed Document Number | 2018028072 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 12945 HOWE RD, FISHERS, IN 46038-8337 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000023942 |
|---|---|
| Date | Jun 1, 2018 |
| Instrument | 2018023942 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45246 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | May 18, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 12945 HOWE RD, FISHERS, IN 46038-8337 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000014250 |
|---|---|
| Date | Mar 21, 2022 |
| Instrument | 2022014250 |
| Name | FORUM CU |
|---|---|
| Type | Credit Union |
| Address | FISHERS, IN 46038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 12945 HOWE RD, FISHERS, IN 46038-8337 |
| Document Number | 0000049376 |
| Instrument Date | Oct 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12945 HOWE RD FISHERS IN 460388337, FISHERS, IN 46038-8337 |
| Document Number | 0000049376 |
|---|---|
| Date | Oct 7, 2019 |
| Instrument | 49376 |
| Name | FORUM CU |
|---|---|
| Type | Credit Union |
| Address | FISHERS, IN 46038 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Oct 6, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jun 25, 2018 |
| Property Address | 12945 HOWE RD, FISHERS, IN 46038-8337 |
| Document Number | 0000028072 |
| Map Reference | DOC20010008273 |
| Instrument Date | Jun 21, 2018 |
| Instrument | 2018028072 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2022 |
| Title Company | CHICAGO TITLE CO LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 12945 HOWE RD, FISHERS, IN 46038-8337 |
| Document Number | 0000028073 |
|---|---|
| Date | Jun 25, 2018 |
| Instrument | 2018028073 |
| Name | FORUM CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Fall Creek Township |
| Municipality | Fishers City |
| Unified School District | Hamilton Southeastern Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $375,300 (+3.85%) Land $65,200 Building $310,100 | $375,300 (+3.85%) Land $65,200 Building $310,100 | |
| 2024 | $4,167.00 (+4.75%) | $361,400 (+2.09%) Land $45,800 Building $315,600 | $361,400 (+2.09%) Land $45,800 Building $315,600 |
| 2023 | $3,978.00 (+8.57%) Homeowner's exemption | $354,000 (+14.27%) Land $45,800 Building $308,200 | $354,000 (+14.27%) Land $45,800 Building $308,200 |
| 2022 | $3,664.00 Homeowner's exemption | $309,800 Land $45,800 Building $264,000 | $309,800 Land $45,800 Building $264,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12945 Howe Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12945 Howe Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures