12945 Gray Rd, Madison, AL 35756 Property Records

Limestone County property record for 12945 Gray Rd, Madison, AL 35756

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,461 sqft · built 2003
Lot Size	6.05 acres (263,974 sqft)
Owner	Individual Name on Record
Last Sale	$915,000 (Oct 2024)
Tax Bill	$3,841 (2025)
Deeds & Mortgages	Oct 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0909320000001007`

Property Details

APN / Parcel Number

Primary APN	`0909320000001007`
Alternative APNs	`10907383` `24839`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,461 sqft Living Area
Upper Floors Area	1,880 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Fiber Cement Siding
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	263,974 sqft (6.05 acres)
Garage Type	Mixed
Garage Area	1,030 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	408 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10907383
Street Address	12945 GRAY RD
City	MADISON
State	AL
Zip	35756-3033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAY PLACE SD LOT 7
Legal Subdivision	GRAY PLACE
Legal Lot Number	7
Jurisdiction	LIMESTONE AL
Township / Civil Division	MOORESVILLE
Census Block Group	1
Census Block	1040
Census Tract	21202

Owner

Source: Limestone County records, as of February 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	123 HOLLY FERN DR, HARVEST, AL 35749-2300
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2024 · Amount on Record
Deed Sale	Oct 24, 2024 · Amount on Record
Prior Sale	Jul 18, 2006
Deed Document Number	0202482077
Deed Book / Page	2024 / 82077
Record Updated	Jun 8, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIMESTONE AL
Recording Date	Oct 24, 2024
Property Address	12945 GRAY RD, MADISON, AL 35756-3033
Document Number	2024/82077
Book / Page	2024 / 82077
Map Reference	MB F PG 194
Instrument Date	Oct 23, 2024
Transaction Type	Transfer
Record Updated	Dec 29, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	607 QUIET CREEK CIR NW, MADISON, AL 35757-6354

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 HOLLY FERN DR, HARVEST, AL 35749-2300

Mortgage

Document Number	2024082079
Date	Oct 24, 2024
Instrument	2024/082079

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Limestone County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Limestone County
Unified School District	Limestone County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,841.00 (+106.39%)	$127,040 (+99.06%)	$818,200 (+1.16%) Land $212,700 Building $605,500
2024	$1,861.00 (+2.7%) Homeowner's exemption	$63,820 (+4.32%)	$808,800 (+3.36%) Land $207,300 Building $601,500
2023	$1,812.00 (+27.88%) Homeowner's exemption	$61,180 (+27.46%)	$782,500 (+40.91%) Land $207,300 Building $575,200
2022	$1,417.00 Homeowner's exemption	$48,000	$555,300 Land $93,300 Building $462,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.2% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMESTONE COUNTY WATER & SEWER AUTH. serves 90,900 people · EPA ID AL0000833
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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