12945 114th St, Largo, FL 33778 Property Records

Pinellas County property record for 12945 114th St, Largo, FL 33778

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,981 sqft · built 1973
Lot Size	0.18 acres (7,876 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Apr 2019)
Tax Bill	$3,671 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-8498-0`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-8498-0`
Alternative APNs	`09-30-15-64737-000-0250` `153009647370000250` `R101757`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,981 sqft Heated Area
1st Floor Area	1,475 sqft
2nd Floor Area	506 sqft
Upper Floors Area	506 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1990
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,876 sqft (0.18 acres)
Lot Dimensions	105 ft deep x 75 ft wide
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	258 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R101757
Old Parcel Number	153009647370000250
Street Address	12945 114TH ST
City	LARGO
State	FL
Zip	33778-1922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORANGEWOOD ESTATES SUB LOT 25
Legal Range	15
Legal Township	30
Legal Section	09
Legal Subdivision	ORANGEWOOD ESTATES SUB
Legal Lot Number	25
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2019
Census Tract	25307

Owner

12945 114th St is owned and occupied by two individuals who bought it in April 2019.

Source: Pinellas County records, as of December 26, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	12945 114TH ST, LARGO, FL 33778-1922
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage VAN DYK MORTGAGE CORP
Oct 22, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 16, 2019	Warranty Deed, Transfer WALTER J & CONNIE J BRUNO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2019 · Amount on File
Deed Sale	Apr 16, 2019 · Amount on File
Prior Sale	Jul 3, 2002 · Amount on File
Deed Document Number	2019116988
Deed Book / Page	20500 / 1873
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12945 114TH ST, LARGO, FL 33778-1922
Transaction Type	Mortgage
Record Updated	Jun 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12945 11TH ST, LARGO, FL 33778

Mortgage

Document Number	0215481658
Date	May 21, 2021
Book Page	21548/1658
Instrument	2021171515

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 22, 2020
Property Address	12945 114TH ST, LARGO, FL 33778-1922
Document Number	0212212491
Book / Page	021221 / 002491
Instrument Date	Oct 22, 2020
Instrument	317848
Transaction Type	Transfer
Record Updated	Nov 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12929 114TH ST LARGO FL 337781922, LARGO, FL 33778-1922

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 16, 2019
Property Address	12945 114TH ST, LARGO, FL 33778-1922
Document Number	0205001873
Book / Page	020500 / 001873
Instrument Date	Mar 22, 2019
Instrument	116988
Transaction Type	Transfer
Record Updated	May 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12945 114TH ST LARGO FL 337781922, LARGO, FL 33778-1922

Mortgage

Document Number	205001874
Date	Apr 16, 2019
Book Page	020500/001874
Instrument	116989

Lender

Name	WALTER J & CONNIE J BRUNO

Agreement

Amount	Amount on Record
Term	60 Months
Due	Apr 15, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 12945 114th St was $3,671 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,671.00 Homeowner's exemption	$235,577	$357,282 Land $139,960 Building $217,322
2023	$3,406.00 (+3.12%) Homeowner's exemption	$222,270 (+3%)	$316,990 (+8.91%) Land $149,489 Building $167,501
2022	$3,303.00 Homeowner's exemption	$215,796	$291,049 Land $156,222 Building $134,827

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12945 114th St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	5 (1998–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12945 114th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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