Hubbard County property record for 12944 Gunflint Dr, Park Rapids, MN 56470
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 2,554 sqft · built 2020 |
| Lot Size | 10.6 acres (461,736 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $32,000 (Feb 2020) |
| Tax Bill | $2,008 (2026) |
| Deeds & Mortgages | Sep 2020 Refinance Dec 2021 Refinance + 1 more |
| APN | 02.27.00400 |
| Primary APN | 02.27.00400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,554 sqft Living Area |
| 1st Floor Area | 1,536 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Metal |
| Lot Area | 461,736 sqft (10.6 acres) |
| Garage Type | Mixed |
| Garage Area | 1,600 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Account Number | 56964 |
|---|---|
| Street Address | 12944 GUNFLINT DR |
| City | PARK RAPIDS |
| State | MN |
| Zip | 56470-6572 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-27 TWP-141 RANGE-035 10.60 AC NE1/4 NW1/4 FR NW COR PB S731.36 SW157.16 AL CURVE W399.97 NW343.59 NE643.8 E374.37 T O PB |
| Legal Range | 35 |
| Legal Township | 141 |
| Legal Section | 27 |
| Legal Tract | H |
| Jurisdiction | HUBBARD MN |
| Township / Civil Division | ARAGO |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 70200 |
12944 Gunflint Dr is owned and occupied by two individuals who bought it in February 2020.
Source: Hubbard County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12944 GUNFLINT DR, PARK RAPIDS, MN 56470-6572 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS NATIONAL BANK |
| Dec 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS NATIONAL BANK |
| Feb 21, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage TRUSTAR FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 21, 2020 · Amount on File |
| Deed Sale | Feb 21, 2020 · Amount on File |
| Prior Sale | Aug 10, 2016 · Amount on File |
| Deed Document Number | 2020407618 |
| Prior Transfer Date | Oct 30, 2012 |
| Prior Transfer Doc | 0000362066 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUBBARD MN |
| Property Address | 12944 GUNFLINT DR, PARK RAPIDS, MN 56470-6572 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | A000411799 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | A000411799 |
| Name | CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Oct 1, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUBBARD MN |
| Property Address | 12944 GUNFLINT DR, PARK RAPIDS, MN 56470-6572 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | A000421218 |
|---|---|
| Date | Dec 13, 2021 |
| Instrument | A000421218 |
| Name | CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HUBBARD MN |
| Recording Date | Feb 21, 2020 |
| Property Address | 12944 GUNFLINT DR, PARK RAPIDS, MN 56470-6572 |
| Document Number | A000407618 |
| Instrument Date | Feb 21, 2020 |
| Instrument | A000407618 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1103 8TH ST E, PARK RAPIDS, MN 56470-1839 |
| Document Number | A000407619 |
|---|---|
| Date | Feb 21, 2020 |
| Instrument | A000407619 |
| Name | TRUSTAR FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Mar 1, 2025 |
The 2026 property tax bill for 12944 Gunflint Dr was $2,008 with a homeowner's exemption.
Source: Hubbard County assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hubbard County |
| County Subdivision | Arago Township |
| Unified School District | Park Rapids Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,008.00 Homeowner's exemption | ||
| 2025 | $2,008.00 | $321,000 Land $83,300 Building $237,700 | $321,000 Land $83,300 Building $237,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 12944 Gunflint Dr; there have been 2 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1999–2001) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12944 Gunflint Dr is moderate, ranking above 40% of the US, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 69% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Paul Bunyan Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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