12940 State Rte 93, Pedro, OH 45659 Property Records

Lawrence County property record for 12940 State Rte 93, Pedro, OH 45659

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,576 sqft · built 1977
Lot Size	0.739 acres (32,234 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,052 (2023)
Deeds & Mortgages	May 2021 Line of Credit Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-031-1301.000`

Property Details

APN / Parcel Number

Primary APN	`03-031-1301.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,576 sqft Living Area
Gross Area	2,768 sqft
1st Floor Area	1,576 sqft
Basement Area	1,192 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	32,234 sqft (0.739 acres)
Garage Type	Detached
Garage Area	1,680 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	104 sqft
Deck Area	424 sqft
Patio Area	126 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12940 STATE ROUTE 93
City	PEDRO
State	OH
Zip	45659-8887
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	18-03-33 PT W 1/2 SE 1/2 PT 0000.74A
Legal Subdivision	ROCK HILL
Jurisdiction	LAWRENCE OH
Township / Civil Division	DECATUR
Census Block Group	2
Census Block	2038
Census Tract	50600

Owner

12940 State Rte 93 is owned and occupied by two individuals who acquired it in November 1996.

Source: Lawrence County records, as of May 3, 2024

Owner of Record	2 Individual Names on File
Mailing Address	12940 STATE ROUTE 93, PEDRO, OH 45659-8887
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 1996
Deed Sale	Nov 19, 1996
Deed Document Number	1292
Record Updated	Jun 7, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE OH
Property Address	12940 STATE ROUTE 93, PEDRO, OH 45659-8887
Transaction Type	Mortgage
Record Updated	May 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12940 STATE ROUTE 93, PEDRO, OH 45659-8887

Mortgage

Document Number	0000002734
Date	May 10, 2021
Book Page	1083/457
Instrument	2021-00002734

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	May 2, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE OH
Property Address	12940 STATE ROUTE 93, PEDRO, OH 45659-8887
Document Number	0000002476
Instrument Date	Apr 12, 2018
Transaction Type	Mortgage
Record Updated	May 9, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12940 STATE ROUTE 93 PEDRO OH 456598887, PEDRO, OH 45659-8887

Mortgage

Document Number	0000002476
Date	May 3, 2018
Book Page	000941/000007
Instrument	2476

Lender

Name	PNC BK
Type	Bank
Address	IRONTON, OH 45638

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lawrence County
County Subdivision	Decatur Township
Unified School District	Rock Hill Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,052.00 (+0.38%) Homeowner's exemption	$37,770 (-) Land $2,840 Building $34,930
2022	$1,048.00 Homeowner's exemption	$37,770 Land $2,840 Building $34,930	$107,900 Land $8,110 Building $99,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12940 State Rte 93 in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (2008–2025)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Apr 2025 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12940 State Rte 93 is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 97.6% of Ohio
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HECLA WATER ASSOCIATION private · serves 34,942 people · EPA ID OH4401612
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
JB-Nets Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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