12940 Huron Dr, Lusby, MD 20657 Property Records

Calvert County property record for 12940 Huron Dr, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,440 sqft · built 1986
Lot Size	0.514 acres (22,400 sqft)
Owner	Individual Name on File
Last Sale	$353,500 (Aug 2025)
Tax Bill	$4,487 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-074148`

Property Details

APN / Parcel Number

Primary APN	`01-074148`
Alternative APNs	`1074148` `074148`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,440 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	22,400 sqft (0.514 acres)
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Deck Area	193 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	074148
Street Address	12940 HURON DR
City	LUSBY
State	MD
Zip	20657-3222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LTS 13 & 15 BLK G SEC 1 DRUM POINT
Legal Subdivision	DRUM POINT BEACH
Legal Block	G
Legal Lot Number	13,15
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	2
Census Block	2022
Census Tract	861003

Owner

12940 Huron Dr is owned and occupied by an individual who bought it in August 2025.

Source: Calvert County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	12940 HURON DR, LUSBY, MD 20657-3222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2021	Deed of Trust, Mortgage · VA Mortgage TOWNEBANK MORTGAGE
Sep 30, 2019	Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2025 · Amount on File
Deed Sale	Aug 29, 2025 · Amount on File
Prior Sale	Sep 30, 2019 · Amount on File
Deed Book / Page	6778 / 48
Transfer Doc	0016830700
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	12940 HURON DR, LUSBY, MD 20657-3222
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	TRUSTED TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12940 HURON DR, LUSBY, MD 20657-3222

Mortgage

Document Number	0058380263
Date	Jan 28, 2021
Book Page	5838/263

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Sep 30, 2019
Property Address	12940 HURON DR, LUSBY, MD 20657-3222
Document Number	0054440547
Book / Page	5444 / 547
Map Reference	MB AAH 1 FO 88
Instrument Date	Sep 25, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	BRENNAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,449.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12940 HURON DR, LUSBY, MD 20657-3222

Mortgage

Document Number	5444552
Date	Sep 30, 2019
Instrument	5444/552

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12940 Huron Dr was $4,487.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$386,900 (+6.62%) Land $124,700 Building $262,200	$386,900 (-) Land $124,700 Building $262,200
2025	$4,487.00	$362,867	$386,900 Land $124,700 Building $262,200
2023	$3,270.00	$314,800 Land $124,700 Building $190,100	$314,800 Land $124,700 Building $190,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12940 Huron Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Nov 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12940 Huron Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: IQ Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Huron Dr

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