Lake County property record for 12940 First St, Clearlake Oaks, CA 95423 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 682 sqft · built 1935 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $198,500 (Apr 2026) |
| Tax Bill | $1,692 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 035-372-240-000 |
| Primary APN | 035-372-240-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 682 sqft Living Area |
| 1st Floor Area | 682 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Concrete |
| Lot Area | 4,792 sqft (0.11 acres) |
| Old Parcel Number | 035-372-24 |
|---|---|
| Street Address | 12940 FIRST ST |
| City | CLEARLAKE OAKS |
| State | CA |
| Zip | 95423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CLEARLAKE OAKS 05 |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | LUCERNE-CLEARLAKE OAKS |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 601 |
Source: Lake County records · APN 035-372-240-000
Assessment roll updated October 15, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12940 FIRST ST, CLEARLAKE OAKS, CA 95423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Apr 08, 2026 | Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR |
| Aug 19, 2019 | Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 08, 2026 · Amount on Record |
| Deed Sale | Apr 08, 2026 · Amount on Record |
| Prior Sale | Oct 09, 2024 · Amount on Record |
| Deed Document Number | 20263351 |
| Prior Transfer Date | Jun 28, 2004 |
| Prior Transfer Doc | 0000018214 |
| Record Updated | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Apr 08, 2026 |
| Property Address | 12940 FIRST ST, CLEARLAKE OAKS, CA 95423 |
| Document Number | 0000003351 |
| Instrument Date | Apr 02, 2026 |
| Instrument | 2026.3351 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22,053.35 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12940 FIRST ST, CLEARLAKE OAKS, CA 95423 |
| Investor | Possibly a Property Investor |
| Document Number | 0000003352, |
|---|---|
| Date | Apr 08, 2026 |
| Instrument | 2026.3352 |
| Name | MORTGAGE RESEARCH CTR |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Aug 19, 2019 |
| Property Address | 12940 1ST ST, CLEARLAKE OAKS, CA 95423 |
| Document Number | 0000010126 |
| Map Reference | MB 5 PG 18-21 |
| Instrument Date | Aug 09, 2019 |
| Instrument | 2019010126 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12940 1ST ST, CLEARLAKE OAKS, CA 95423 |
| Document Number | 0000010127 |
|---|---|
| Date | Aug 19, 2019 |
| Instrument | 2019010127 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
Source: Lake County records · Assessment roll updated October 15, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Unified School District | Konocti Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,692.00 (+0.18%) | $144,743 (+2%) Land $32,164 Building $112,579 |
| 2023 | $1,689.00 (+5.04%) | $141,906 Land $31,534 Building $110,372 |
| 2022 | $1,608.00 |
Source: FEMA National Flood Hazard Layer, Lake County (06033C), updated October 9, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060330006012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 52 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 2 (2023–2024) |
| Most Recent Claim | Sep 2024, rainfall accumulation |
| Wildfire Risk | High above 84% of the US · above 63% of California |
|---|---|
| Wildfire Likelihood | About 1 in 191 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 331 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Mediacom Communications | Cable | 1,000 / 50 |
| DigitalPath | Fixed Wireless (licensed-by-rule) | 400 / 20 |
| Verizon | Fixed Wireless | 300 / 20 |
| 101Netlink | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.
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