1294 Prospect Pl, Cincinnati, OH 45231 Property Records

Hamilton County property record for 1294 Prospect Pl, Cincinnati, OH 45231

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,512 sqft · built 1946
Lot Size0.121 acres (5,314 sqft)
OwnerOwner Name on Record
Tax Bill$2,438 (2025)
Deeds & MortgagesNov 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN595-0003-0146-00

Property Details

APN / Parcel Number

Primary APN595-0003-0146-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,512 sqft Living Area
1st Floor Area840 sqft
2nd Floor Area840 sqft
Upper Floors Area672 sqft
Basement Area1,032 sqft

Exterior

Year BuiltBuilt 1946
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area5,314 sqft (0.121 acres)
Lot Dimensions99 ft deep x 56 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space
PorchPorch
Porch Area96 sqft
Patio Area456 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1294 PROSPECT PL
CityCINCINNATI
StateOH
Zip45231-5525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPROSPECT PL 56.28 X 99.95 IRR PTS LOTS 39-40 CLOVERNOOK
Legal SubdivisionCLOVERNOOK
Legal Lot Number39-40 40
JurisdictionHAMILTON OH
Township / Civil DivisionNORTH COLLEGE HILL
Census Block Group1
Census Block1000
Census Tract21801

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordOwner Name on Record
Mailing Address1294 PROSPECT PL, CINCINNATI, OH 45231-5525
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Prior SaleMar 18, 2005 · Amount on Record
Last Transfer DateFeb 28, 2006
Transfer Doc0000031327
Record UpdatedJun 8, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address1294 PROSPECT PL, CINCINNATI, OH 45231-5525
Transaction TypeMortgage
Record UpdatedDec 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1294 PROSPECT PL, CINCINNATI, OH 45231-5525

Mortgage

Document Number0000083054
DateNov 27, 2023
Book Page15049/845
Instrument2023-0083054
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 25, 2053

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityNorth College Hill City
Unified School DistrictNorth College Hill City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,438.00 (+2.52%)$47,005 (+%) Land $6,891 Building $40,114
2024$2,378.00 (-0.88%)$47,004 (-) Land $6,891 Building $40,113
2023$2,399.00 (+23.85%)$47,004 (+73.5%) Land $6,891 Building $40,113$134,300 (+73.51%) Land $19,690 Building $114,610
2022$1,937.00 Homeowner's exemption$27,091 Land $5,807 Building $21,284
2020$77,400 Land $16,590 Building $60,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2010–2017)
Most Recent ClaimNov 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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