1294 Lock 5 Rd, Elizabeth, WV 26143 Property Records

Wirt County property record for 1294 Lock 5 Rd, Elizabeth, WV 26143

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 4,560 sqft · built 2023
Lot Size	236 acres (10,306,296 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,058 (2026)
Deeds & Mortgages	Jan 2019 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-15-0038.0000`

Property Details

APN / Parcel Number

Primary APN	`01-15-0038.0000`
Alternative APN	`53-01-15-0038.0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,560 sqft Living Area
1st Floor Area	4,560 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Modern
Exterior Material	Stucco
Lot Area	10,306,296 sqft (236 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1294 LOCK 5 RD
City	ELIZABETH
State	WV
Zip	26143-5335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	236.60 ACRES LKR PER SURVEY
Legal Subdivision	01 92 0000-00 15 0038
Jurisdiction	WIRT WV
Township / Civil Division	SOUTHWEST
Census Block Group	2
Census Block	2079
Census Tract	30102

Owner

Source: Wirt County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	135 SUMMERS ST, 100, CHARLESTON, WV 25301-2134
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage CALHOUN COUNTY BANK INC
May 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage POCA VALLEY BANK
May 27, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage POCA VALLEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 19, 2021
Transfer Doc	0000076796
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WIRT WV
Property Address	1294 LOCK 5 RD, ELIZABETH, WV 26143-5335
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000103/589
Date	Jan 23, 2019
Book Page	103/589
Instrument	33122

Lender

Name	CALHOUN COUNTY BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WIRT WV
Property Address	1294 LOCK 5 RD, ELIZABETH, WV 26143-5335
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000109/61
Date	May 27, 2021
Book Page	109/61
Instrument	79486

Lender

Name	POCA VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WIRT WV
Recording Date	May 27, 2021
Property Address	1294 LOCK 5 RD, ELIZABETH, WV 26143-5335
Document Number	000262/907
Book / Page	262 / 907
Map Reference	DB101PG99 DB211PG203
Instrument Date	May 17, 2021
Instrument	79485
Transaction Type	Transfer
Record Updated	Nov 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1294 LOCK 5 RD, ELIZABETH, WV 26143-5335

Mortgage

Document Number	0000079486
Date	May 27, 2021
Instrument	79486

Lender

Name	POCA VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wirt County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Wirt County
Unified School District	Wirt County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,058.00 (+2.83%)	$416,220 (+2.82%) Land $201,420 Building $214,800	$693,700 (+2.82%) Land $335,700 Building $358,000
2025	$4,919.00 (+103.85%)	$404,820 (+102.19%) Land $199,620 Building $205,200	$674,700 (+102.19%) Land $332,700 Building $342,000
2023	$2,413.00	$200,220 Land $179,880 Building $20,340	$333,700 Land $299,800 Building $33,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	11 (1978–2013)
Most Recent Claim	Aug 2013 · river or lake flooding
Claims by Event	Heavy & Wind Driven Rain, High Winds,flooding,slides, Mar 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

No cell data coverage reported

Nearby Properties on Lock 5 Rd

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