1294 E Cleveland St, Hernando, FL 34442 Property Records

Citrus County property record for 1294 E Cleveland St, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,448 sqft · built 2003
Lot Size	0.96 acres (41,823 sqft)
Owner	2 Company Names on Record
Last Sale	$349,000 (Oct 2023)
Tax Bill	$4,406 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-18-0100-00050-0160`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0100-00050-0160`
Alternative APNs	`1818S19E0100000500160` `1611482`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,448 sqft Living Area
Gross Area	2,331 sqft
1st Floor Area	1,448 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2008
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	41,823 sqft (0.96 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Enclosed Porch
Porch Area	553 sqft
Deck Area	Deck Area
Patio Area	60 sqft
Utility Building	154 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1611482
Street Address	1294 E CLEVELAND ST
City	HERNANDO
State	FL
Zip	34442-2875
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	CITRUS HILLS PB 8 PG 5 LOT 16 BLK 5
Legal Range	19E
Legal Township	18S
Legal Section	21
Legal Subdivision	CITRUS HILLS (PB-8 PG-5)
Legal Block	5
Legal Lot Number	16
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2038
Census Tract	450104

Owner

Source: Citrus County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1294 E CLEVELAND ST, HERNANDO, FL 34442-2875
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 6, 2023	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2023 · Amount on Record
Deed Sale	Oct 6, 2023 · Amount on Record
Prior Sale	Feb 7, 2003 · Amount on Record
Deed Document Number	202358285
Deed Book / Page	3415 / 2080
Prior Transfer Date	Dec 14, 2000
Prior Transfer Doc	0001165574
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	1294 E CLEVELAND ST, HERNANDO, FL 34442-2875
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1294 E CLEVELAND ST, HERNANDO, FL 34442-2875

Mortgage

Document Number	0036512112
Date	Mar 18, 2026
Book Page	3651/2112
Instrument	2026015340

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2041

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Oct 6, 2023
Property Address	1294 E CLEVELAND ST, HERNANDO, FL 34442-2875
Document Number	0034152080
Book / Page	3415 / 2080
Map Reference	MB 8 PG 5&6
Instrument Date	Sep 28, 2023
Instrument	2023058285
Transaction Type	Transfer
Record Updated	Oct 20, 2023
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,443.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	230 NE 25TH AVE # AVE100, AVE100, OCALA, FL 34470-7080

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1294 E CLEVELAND ST, HERNANDO, FL 34442-2875

Mortgage

Document Number	0034152081
Date	Oct 6, 2023
Instrument	3415/2081

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,406.00 (-2.28%)	$282,914 (-3.43%) Land $27,500 Building $255,414	$282,914 (-3.43%) Land $27,500 Building $255,414
2024	$4,509.00 (+16,6%)	$292,975 (+0.08%) Land $26,500 Building $266,475	$292,975 (+0.08%) Land $26,500 Building $266,475
2023	$27.00 (-68.24%) Homeowner's exemption Additional exemption filed	$292,751 (+26.22%) Land $24,000 Building $268,751	$292,751 (+26.22%) Land $24,000 Building $268,751
2022	$85.00 Homeowner's exemption Additional exemption filed	$231,932 Land $18,000 Building $213,932	$231,932 Land $18,000 Building $213,932

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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