1294 Circle Dr, Arnold, MD 21012 Property Records

Anne Arundel County property record for 1294 Circle Dr, Arnold, MD 21012

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,480 sqft · built 1955
Lot Size	0.851 acres (37,061 sqft)
Owner	2 Individual Names on Record
Last Sale	$455,700 (Apr 2026)
Tax Bill	$5,383 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-758-29127700`

Property Details

APN / Parcel Number

Primary APN	`03-758-29127700`
Alternative APNs	`3-758-29127700` `75829127700`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,480 sqft Living Area
1st Floor Area	930 sqft
Basement Area	247 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	37,061 sqft (0.851 acres)
Deck Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	75829127700
Street Address	1294 CIRCLE DR
City	ARNOLD
State	MD
Zip	21012-2224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 21 22 TERRACE GARDENS
Legal Subdivision	TERRACE GARDENS
Legal Block	3
Legal Lot Number	21
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	3
Census Block	3002
Census Tract	731103

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1294 CIRCLE DR, ARNOLD, MD 21012-2224
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Line of Credit NEWREZ LLC
Apr 28, 2026	Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Sep 20, 2022	Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2026 · Amount on Record
Deed Sale	Apr 28, 2026 · Amount on Record
Prior Sale	Sep 20, 2022 · Amount on Record
Deed Book / Page	42296 / 218
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1294 CIRCLE DR, ARNOLD, MD 21012-2224
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	AVENUE 365 LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 CIRCLE DR, ARNOLD, MD 21012

Mortgage

Document Number	0419100454
Date	Dec 12, 2025
Book Page	41910/454

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 28, 2026
Property Address	1294 CIRCLE DR, ARNOLD, MD 21012-2224
Document Number	0422960218
Book / Page	42296 / 218
Instrument Date	Apr 24, 2026
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	EAGLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460,257.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1294 CIRCLE DR, ARNOLD, MD 21012-2224

Mortgage

Document Number	4229000226,
Date	Apr 28, 2026
Book Page	42296/226

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 20, 2022
Property Address	1294 CIRCLE DR, ARNOLD, MD 21012-2224
Document Number	0391300041
Book / Page	39130 / 41
Map Reference	MB 23 FO 26
Instrument Date	Sep 14, 2022
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	NOT AVAILABLE, EAGLE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$912.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1294 CIRCLE DR, ARNOLD, MD 21012-2224

Mortgage

Document Number	0003913050
Date	Sep 20, 2022
Instrument	39130/50

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$491,133 (+10.08%)	$536,100 (-) Land $310,200 Building $225,900
2025	$5,383.00 (+9.97%)	$446,167 (+12.46%)	$536,100 (+33.62%) Land $310,200 Building $225,900
2024	$4,895.00 (+13%)
2023	$4,332.00	$396,733	$401,200 Land $297,200 Building $104,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Believe Broadband.

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