1294 Chestnut Rd, Elgin, SC 29045 Property Records

Kershaw County property record for 1294 Chestnut Rd, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	3,915 sqft · built 2019
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on Record
Last Sale	$278,626 (Nov 2019)
Deeds & Mortgages	Oct 2025 Transfer Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`307-00-00-008-SKP`

Property Details

APN / Parcel Number

Primary APN	`307-00-00-008-SKP`
Alternative APN	`869`

Interior

Stories	2 Stories
Building Area	3,915 sqft Gross Area

Exterior

Year Built	Built 2019
Exterior Material	Vinyl
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	869
Street Address	1294 CHESTNUT RD
City	ELGIN
State	SC
Zip	29045-8850
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHESTNUT ROAD SUBDIV PHASE 1 LOT 8
Legal Subdivision	CHESTNUT ROAD SUBDIV
Legal Phase	1
Legal Lot Number	8
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2004
Census Tract	970907

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	1294 CHESTNUT RD, ELGIN, SC 29045-8850
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Intrafamily Transfer, Transfer
Nov 20, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Nov 20, 2019 · Amount on Record
Deed Sale	Nov 20, 2019 · Amount on Record
Deed Document Number	0000009390
Deed Book / Page	004127 / 000299
Last Transfer Date	Oct 10, 2025
Transfer Doc	0020258609
Record Updated	Jun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERSHAW SC
Recording Date	Oct 10, 2025
Property Address	1294 CHESTNUT RD, ELGIN, SC 29045-8850
Document Number	0020258609
Book / Page	5446 / 294
Map Reference	MB 4127 PG 299
Instrument Date	Oct 9, 2025
Instrument	2025-8609
Transaction Type	Transfer
Record Updated	Oct 28, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1294 CHESTNUT RD, ELGIN, SC 29045-8850

November 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	Nov 20, 2019
Property Address	1294 CHESTNUT RD, ELGIN, SC 29045-8850
Document Number	0000009390
Book / Page	004127 / 000299
Instrument Date	Nov 15, 2019
Instrument	9390
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 14, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,030.92
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1294 CHESTNUT RD ELGIN SC 290458850, ELGIN, SC 29045-8850

Mortgage

Document Number	9391
Date	Nov 20, 2019
Book Page	004127/000301
Instrument	9391

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2049

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$278,800 (-) Land $30,000 Building $248,800	$278,800 (-)
2023	$278,800 Land $30,000 Building $248,800	$278,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 54% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: TruVista Communications.

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