12938 Pine Ln, Lusby, MD 20657 Property Records

Calvert County property record for 12938 Pine Ln, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,612 sqft · built 1988
Lot Size	0.308 acres (13,460 sqft)
Owner	Individual Name on Record
Last Sale	$236,000 (Jun 2018)
Tax Bill	$2,939 (2023)
Deeds & Mortgages	Aug 2019 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-074016`

Property Details

APN / Parcel Number

Primary APN	`01-074016`
Alternative APNs	`1074016` `074016`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,612 sqft Total Area
1st Floor Area	1,196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Wood Frame
Roof Material	Composition Shingle
Lot Area	13,460 sqft (0.308 acres)
Garage Type	Detached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	192 sqft
Deck Area	120 sqft
Shed	1 Shed
Shed Area	77 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	074016
Old Parcel Number	1074016
Street Address	12938 PINE LN
City	LUSBY
State	MD
Zip	20657-3263
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 6 BLK B SEC 2 DRUM POINT
Legal Subdivision	DRUM POINT
Legal Block	B
Legal Lot Number	6
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	2
Census Block	2035
Census Tract	861003

Owner

Source: Calvert County records, as of September 18, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	12938 PINE LN, LUSBY, MD 20657-3263
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jun 13, 2018	Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2018 · Amount on Record
Deed Sale	Jun 13, 2018 · Amount on Record
Prior Sale	Sep 11, 1998 · Amount on Record
Deed Document Number	0004203450
Deed Book / Page	4203 / 450
Record Updated	Jun 7, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	12938 PINE LN, LUSBY, MD 20657-3263
Document Number	0054330078
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12938 PINE LN LUSBY MD 206573263, LUSBY, MD 20657-3263

Mortgage

Document Number	0054330078
Date	Sep 13, 2019
Book Page	005433/000078

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2049

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 13, 2018
Property Address	12938 PINE LN, LUSBY, MD 20657-3263
Document Number	0052030450
Book / Page	5203 / 450
Map Reference	MB1 PL89
Instrument Date	Jun 8, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12938 PINE LN, LUSBY, MD 20657-3263

Mortgage

Document Number	0005203453
Date	Jun 13, 2018
Instrument	5203/453

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,939.00 Homeowner's exemption	$282,900 Land $80,600 Building $202,300	$282,900 Land $80,600 Building $202,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Nov 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 76% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: IQ Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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