12937 Brown Bark Trl, Clermont, FL 34711 Property Records

Lake County property record for 12937 Brown Bark Trl, Clermont, FL 34711 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,030 sqft · built 1996
Lot Size	0.289 acres (12,600 sqft)
Owner	2 Company Names on File
Last Sale	$340,000 (Apr 2021)
Tax Bill	$1,560 (2024)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-22-26-0705-000-28400`

Property Details

APN / Parcel Number

Primary APN	`28-22-26-0705-000-28400`
Alternative APNs	`262228070500028400` `3671155`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,030 sqft Living Area
Gross Area	2,723 sqft
1st Floor Area	2,030 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	12,600 sqft (0.289 acres)
Lot Dimensions	140 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	693 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	336 sqft
Porch	Finished/Open Porch
Porch Area	314 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3671155
Street Address	12937 BROWN BARK TRL
City	CLERMONT
State	FL
Zip	34711-7649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREATER PINES PHASE II SUB LOT 284 PB 36 PGS 18-19 ORB 5682 PG 1448 ORB 6579 PG 441
Legal Range	26E
Legal Township	22S
Legal Section	28
Legal Subdivision	GREATER PINES PHASE II SUB
Legal Tract	0705
Legal Lot Number	284
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2032
Census Tract	31315

Owner

Source: Lake County records · APN 28-22-26-0705-000-28400

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	12937 BROWN BARK TRL, CLERMONT, FL 34711-7649
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 08, 2021	Warranty Deed, Transfer · VA Mortgage FBC MORTGAGE LLC
Jun 06, 2017	Deed of Trust, Mortgage MCCOY FCU
Jan 04, 2019	Deed of Trust, Mortgage · ARM RAILROAD & INDUSTRIAL CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 08, 2021 · Amount on Record
Deed Sale	Apr 08, 2021 · Amount on Record
Prior Sale	Dec 21, 2007 · Amount on Record
Deed Document Number	202147969
Deed Book / Page	5682 / 1448
Last Transfer Date	Aug 11, 2025
Transfer Doc	0065790441
Record Updated	Jun 08, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 08, 2021
Property Address	12937 BROWN BARK TRL, CLERMONT, FL 34711-7649
Document Number	0056821448
Book / Page	5682 / 1448
Map Reference	MB 36 PG 18&19
Instrument Date	Apr 01, 2021
Instrument	2021047969
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	COBBLESTONE TITLE SERVICES LLC, COBBLESTONE TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7820 SEAWALL BLVD APT 222, 222, GALVESTON, TX 77551-3410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12937 BROWN BARK TRL, CLERMONT, FL 34711-7649

Mortgage

Document Number	0056821449
Date	Apr 08, 2021
Instrument	5682/1449

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	12937 BROWN BARK TRL, CLERMONT, FL 34711-7649
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049540319
Date	Jun 06, 2017
Book Page	4954/0319
Instrument	2017060789

Lender

Name	MCCOY FCU
Type	Credit Union
Address	ORLANDO, FL 32809

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jun 05, 2037

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	12937 BROWN BARK TRL, CLERMONT, FL 34711-7649
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052191190
Date	Jan 04, 2019
Book Page	5219/1190
Instrument	2019001863

Lender

Name	RAILROAD & INDUSTRIAL CU
Type	Credit Union
Address	TAMPA, FL 33619

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Feb 01, 2024
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	6.5%
Index	1-Year CMT
Max Rate	10.5%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$352,780 (+2.9%)	$393,178 (-) Land $120,000 Building $273,178
2025		$342,840 (+5.43%) Land $120,000 Building $222,840	$393,178 (+20.91%) Land $120,000 Building $273,178
2024	$1,560.00 (+21.88%)
2023	$1,280.00 (+19.85%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$325,177 (-)	$325,177 (-) Land $60,000 Building $265,177
2022	$1,068.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$325,177	$325,177 Land $60,000 Building $265,177

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690313152, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Wildfire

Wildfire Risk	Low above 35% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 2,381 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 208 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Lumen Technologies	DSL	140 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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