12935 Spring Meadow Dr, Galt, CA 95632 Property Records

Sacramento County property record for 12935 Spring Meadow Dr, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 5,098 sqft · built 2002
Lot Size	1.88 acres (81,893 sqft)
Owner	2 Individual Names on File
Last Sale	$665,000 (Apr 2019)
Tax Bill	$10,506 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`148-0740-003-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0740-003-0000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	5,098 sqft Living Area
1st Floor Area	3,559 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	81,893 sqft
Garage Area	1,820 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12935 SPRING MEADOW DR
City	GALT
State	CA
Zip	95632-9011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-2
Legal Description	SILVER SPRINGS RANCH, LOT 3
Legal Subdivision	SILVER SPRINGS RANCH
Legal Lot Number	3
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1001
Census Tract	9502

Owner

12935 Spring Meadow Dr is owned and occupied by two individuals who bought it in April 2019.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12935 SPRING MEADOW DR, GALT, CA 95632-9011
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 31, 2020	Deed of Trust, Mortgage · Line of Credit US BK
Apr 19, 2019	Grant Deed, Transfer · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2019 · Amount on File
Deed Sale	Apr 19, 2019 · Amount on File
Prior Sale	Aug 10, 2001 · Amount on File
Deed Book / Page	20190419 / 1313
Prior Transfer Date	Jun 27, 2012
Prior Transfer Doc	0000000885
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	12935 SPRING MEADOW DR, GALT, CA 95632-9011
Document Number	2101221691
Instrument Date	Dec 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12935 SPRING MEADOW DR GALT CA 956329011, GALT, CA 95632-9011

Mortgage

Document Number	2101221691
Date	Jan 22, 2021
Instrument	2101221691

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	12935 SPRING MEADOW DR, GALT, CA 95632-9011
Document Number	2002260412
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12935 SPRING MEADOW DR GALT CA 956329011, GALT, CA 95632-9011

Mortgage

Document Number	2002260412
Date	Feb 26, 2020
Instrument	2002260412

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2050

Interest

Rate Type	Adjustable Rate

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 19, 2019
Property Address	12935 SPRING MEADOW DR, GALT, CA 95632-9011
Document Number	1904191313
Instrument Date	Apr 18, 2019
Instrument	1904191313
Transaction Type	Transfer
Record Updated	May 1, 2019
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$731.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12935 SPRING MEADOW DR GALT CA 956329011, GALT, CA 95632-9011

Mortgage

Document Number	1904191314
Date	Apr 19, 2019
Instrument	1904191314

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 18, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12935 Spring Meadow Dr was $10,506 with a homeowner's exemption, up 4.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$933,304 (+2%) Land $226,994 Building $706,310
2025	$10,506.00 (+4.84%) Homeowner's exemption	$915,005 Land $222,544 Building $692,461
2024	$10,021.00 (+1.72%)
2023	$9,852.00 (+4.21%) Homeowner's exemption	$879,476 Land $213,903 Building $665,573
2022	$9,454.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12935 Spring Meadow Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12935 Spring Meadow Dr is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Verizon.

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