12935 Penny Hollow Rd, Eugene, MO 65032 Property Records

Cole County property record for 12935 Penny Hollow Rd, Eugene, MO 65032

Property Summary

Property Type	Rural Home
Details	1 bd · 1 ba · 906 sqft · built 1997
Lot Size	1.86 acres (81,283 sqft)
Owner	Individual Name on Record
Last Sale	$159,018 (Jun 2026)
Tax Bill	$894 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-05-16-0000-002-003`

Property Details

APN / Parcel Number

Primary APN	`18-05-16-0000-002-003`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	906 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Lot Area	81,283 sqft (1.86 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	12935 PENNY HOLLOW RD
City	EUGENE
State	MO
Zip	65032-2224
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	COLLINS - LOT 1
Legal Range	13W
Legal Township	42N
Legal Section	16
Legal Subdivision	COLLIN'S SUBDIVISION
Legal Lot Number	1
Jurisdiction	COLE MO
Township / Civil Division	CLARK
Census Block Group	3
Census Block	3025
Census Tract	20300

Owner

Source: Cole County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12935 PENNY HOLLOW RD, EUGENE, MO 65032-2224
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Sep 6, 2024	Deed of Trust, Mortgage · Line of Credit THE CENTRAL TRUST BANK
Dec 13, 2022	Warranty Deed, Transfer · ARM CENTRAL TRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2026 · Amount on Record
Deed Sale	Jun 5, 2026 · Amount on Record
Prior Sale	Dec 26, 2024 · Amount on Record
Deed Document Number	20265073
Deed Book / Page	781 / 80
Prior Transfer Date	Dec 19, 2024
Prior Transfer Doc	000765/553
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	Jun 5, 2026
Property Address	12935 PENNY HOLLOW RD, EUGENE, MO 65032-2224
Document Number	0000005073
Book / Page	781 / 80
Instrument Date	Jun 4, 2026
Instrument	20265073
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	MIDWEST PRFD TITLE, MIDWEST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12935 PENNY HOLLOW RD, EUGENE, MO 65032-2224

Mortgage

Document Number	0000005074,
Date	Jun 5, 2026
Instrument	20265074

Lender

Name	AMERICAN FINANCIAL NETWORK INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	7.12%
Max Rate	-1%

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	12935 PENNY HOLLOW RD, EUGENE, MO 65032-2224
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202407139
Date	Sep 6, 2024
Instrument	202407139

Lender

Name	THE CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 3, 2044

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	Dec 13, 2022
Property Address	12935 PENNY HOLLOW RD, EUGENE, MO 65032-2224
Document Number	000745/983
Book / Page	745 / 983
Instrument Date	Dec 9, 2022
Instrument	202211898
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1955 PENNY HOLLOW RD, EUGENE, MO 65032

Mortgage

Document Number	0202211899
Date	Dec 13, 2022
Instrument	202211899

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Jan 1, 2030
Index	1-Year CMT
Margin	3

Tax Assessment & Valuation

Source: Cole County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cole County
Unified School District	Cole County R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,070 (-) Land $2,860 Building $13,210
2025	$894.00 (-0.89%)	$16,070 (-0.86%) Land $2,860 Building $13,210	$84,600 (-1.51%) Land $15,100 Building $69,500
2024	$902.00 (+1,54%)
2023		$16,210 Land $3,010 Building $13,200	$85,900 Land $16,400 Building $69,500
2022	$55.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	11 (1982–2015)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Dec 2015 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
FireServe Fixed Wireless · not low latency	100 / 50
Mediacom Xtream Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T.

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