12932 Co Rd 3575, Ada, OK 74820 Property Records

Pontotoc County property record for 12932 Co Rd 3575, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,582 sqft · built 1969
Lot Size	1.33 acres (58,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$292,000 (Dec 2022)
Tax Bill	$2,940 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18461`

Property Details

APN / Parcel Number

Primary APN	`18461`
Alternative APN	`0850-00-000-008-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,582 sqft Living Area
1st Floor Area	1,582 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2022
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	58,000 sqft (1.33 acres)
Lot Dimensions	400 ft deep x 145 ft wide
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Patio Area	76 sqft
Shed	1 Shed
Shed Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	18461
Street Address	12932 COUNTY ROAD 3575
City	ADA
State	OK
Zip	74820-0935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 JOHNSON PHILLIPS SUB.
Legal Subdivision	JOHNSON-PHILLIPS -SD 16-SE 23-4-6
Legal Lot Number	8
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	1
Census Block	1025
Census Tract	88802

Owner

Source: Pontotoc County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12932 COUNTY ROAD 3575, ADA, OK 74820-0935
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Deed of Trust, Mortgage CITIZENS BANK OF ADA
Aug 25, 2025	Warranty Deed, Transfer HOMERUN TITLE, HOME TITLE
Dec 2, 2022	Warranty Deed, Transfer · FHA Mortgage GATEWAY FIRST BANK
Apr 18, 2022	Warranty Deed, Transfer · Commercial Mortgage CITIZENS BANK OF ADA
Aug 14, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2022 · Amount on Record
Deed Sale	Dec 2, 2022 · Amount on Record
Deed Document Number	20226584
Deed Book / Page	3664 / 10
Prior Transfer Date	Aug 14, 2020
Prior Transfer Doc	003422/150
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	12932 COUNTY ROAD 3575, ADA, OK 74820-0935
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21185 COUNTY ROAD 1600, STONEWALL, OK 74871-1619

Mortgage

Document Number	003635/209
Date	Aug 10, 2022
Book Page	3635/209
Instrument	I-2022-004579

Lender

Name	CITIZENS BANK OF ADA
Type	Bank
Address	ADA, OK 74820

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Aug 5, 2023

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Aug 25, 2025
Property Address	12932 COUNTY ROAD 3575, ADA, OK 74820-0935
Document Number	003925/251
Book / Page	3925 / 251
Instrument Date	Aug 22, 2025
Instrument	I-2025-004962
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	HOMERUN TITLE, HOME TITLE

Transaction

Amount	Amount Recorded
Tax	$175.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12932 COUNTY ROAD 3575, ADA, OK 74820-0935

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Dec 2, 2022
Property Address	12932 COUNTY ROAD 3575, ADA, OK 74820-0935
Document Number	0003664/10
Book / Page	3664 / 10
Instrument Date	Dec 2, 2022
Instrument	I-2022-006584
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$438.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12932 COUNTY ROAD 3575, ADA, OK 74820-0935
Investor	Possibly a Property Investor

Mortgage

Document Number	I2022006585
Date	Dec 2, 2022
Instrument	I-2022-006585

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Apr 18, 2022
Property Address	12932 COUNTY ROAD 3575, ADA, OK 74820-0935
Document Number	0003603/35
Book / Page	3603 / 35
Instrument Date	Apr 14, 2022
Instrument	I-2022-002225
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$183.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21185 COUNTY ROAD 1600, STONEWALL, OK 74871-1619

Mortgage

Document Number	I2022002226
Date	Apr 18, 2022
Instrument	I-2022-002226

Lender

Name	CITIZENS BANK OF ADA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 14, 2023

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PONTOTOC OK
Recording Date	Aug 14, 2020
Property Address	12932 COUNTY ROAD 3575, ADA, OK 74820-0935
Document Number	003422/150
Book / Page	3422 / 150
Instrument Date	Aug 14, 2020
Instrument	2020-004339
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	11260 COUNTY ROAD 3560, ADA, OK 74820-4774
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pontotoc County
Unified School District	Byng Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,415 (+2.5%) Land $5,400 Building $29,015	$286,795 (+2.5%) Land $45,000 Building $241,795
2025	$2,940.00 (+0.2%) Homeowner's exemption	$33,577 (-3.73%) Land $5,400 Building $28,177	$279,806 (-3.73%) Land $45,000 Building $234,806
2024	$2,934.00 (+11.35%) Homeowner's exemption	$34,878 (+0.22%) Land $5,400 Building $29,478	$290,651 (+0.22%) Land $45,000 Building $245,651
2023	$2,635.00 Homeowner's exemption	$34,800 Land $3,000 Building $31,800	$290,000 Land $25,000 Building $265,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 44% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA serves 22,600 people · EPA ID OK2006201
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
BLS Broadband Fixed Wireless	500 / 500
360 Broadband Fixed Wireless	400 / 50
Atlink Services Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

12932 Co Rd 3575, Ada, OK 74820 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2020: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Co Rd 3575

Nearby Streets

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