12931 Sugar Cane Ln, Temple, TX 76501 Property Records

Bell County property record for 12931 Sugar Cane Ln, Temple, TX 76501

Property Summary

Property Type	Misc Structure / Fixture
Details	1,450 sqft · built 2020
Lot Size	12.6 acres (551,470 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,991 (2023)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0581010800`

Property Details

APN / Parcel Number

Primary APN	`0581010800`
Alternative APNs	`475305` `829503`

Interior

Stories	1 Story
Building Area	1,450 sqft Gross Area

Exterior

Year Built	Built 2020
Lot Area	551,470 sqft (12.6 acres)
Garage Type	Carport
Carport	Carport
Carport Area	525 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	829503
Street Address	12931 SUGAR CANE LN
City	TEMPLE
State	TX
Zip	76501-3723
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Misc Structure / Fixture
Legal Description	A0733BC T STONE, 22, 22-3, ACRES 12.66 22, 22-3,
Legal Subdivision	T STONE
Jurisdiction	BELL TX
Township / Civil Division	EAST BELL
Census Block Group	3
Census Block	3027
Census Tract	20102

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12931 SUGAR CANE LN, TEMPLE, TX 76501-3723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Apr 17, 2020	Deed of Trust, Mortgage INCOMMONS BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2017
Deed Sale	May 4, 2017
Deed Document Number	2017-00017872
Record Updated	Jun 7, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	12931 SUGAR CANE LN, TEMPLE, TX 76501-3723
Transaction Type	Mortgage
Record Updated	Sep 30, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013562
Date	Mar 8, 2021
Instrument	2021013562

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	12931 SUGAR CANE LN, TEMPLE, TX 76501-3723
Document Number	0000020143
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3300 N MAIN ST #123 BELTON TX 765131118, 123, BELTON, TX 76513-1118

Mortgage

Document Number	0000020143
Date	Apr 29, 2020
Instrument	20143

Lender

Name	INCOMMONS BK NA
Type	Bank
Address	MEXIA, TX 76667

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Rogers Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,991.00 (+9.72%)	$392,701 Land $201,750 Building $190,951	$392,701 Land $201,750 Building $190,951
2022	$2,726.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BELL WSC serves 4,287 people · EPA ID TX0140118
Water Source	Purchased surface water from CENTRAL TEXAS WSC
Last State Inspection	Sep 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
SOS Communications Fixed Wireless	100 / 20

May also be available: T-Mobile.

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