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12930 Phillips Rd, Matthews, NC 28105 Property Records

Mecklenburg County property record for 12930 Phillips Rd, Matthews, NC 28105

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,866 sqft · built 2005
Lot Size0.259 acres (11,290 sqft)
OwnerIndividual Name on File
Last Sale$234,500 (Aug 2005)
Tax Bill$3,690 (2023)
Deeds & MortgagesSep 2024 Second Mortgage
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN193-334-48

Property Details

APN / Parcel Number

Primary APN193-334-48

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,866 sqft Heated Area
Gross Area2,286 sqft
1st Floor Area1,866 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area11,290 sqft (0.259 acres)
Garage Area420 sqft
Deck Area320 sqft
Patio Area344 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number193-334-48
Street Address12930 PHILLIPS RD
CityMATTHEWS
StateNC
Zip28105-4151
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal DescriptionL77 M37-681
Legal SubdivisionMILLSTONE RDG PH 01 MAP 01
Legal Lot Number77
JurisdictionMECKLENBURG NC
Township / Civil Division13, MORNING STAR
Census Block Group1
Census Block1002
Census Tract5709

Owner

Source: Mecklenburg County assessment roll, APN 193-334-48, as of January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address12930 PHILLIPS RD, MATTHEWS, NC 28105-4151
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Oct 28, 2017Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 23, 2005 · Amount on Record
Deed SaleAug 23, 2005 · Amount on Record
Prior SaleMay 18, 2005 · Amount on Record
Deed Document Number0019224679
Deed Book / Page19224 / 679
Record UpdatedSep 20, 2026

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address12930 PHILLIPS RD, MATTHEWS, NC 28105-4151
Transaction TypeMortgage
Record UpdatedMay 22, 2026
Title CompanyAMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000090806
DateSep 23, 2024
Book Page39091/64
Instrument2024090806
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueOct 01, 2044

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address12930 PHILLIPS RD, MATTHEWS, NC 28105-4151
Document Number0000148092
Book / Page032240 / 000914
Instrument DateOct 28, 2017
Transaction TypeMortgage
Record UpdatedNov 14, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12930 PHILLIPS RD MATTHEWS NC 281054151, MATTHEWS, NC 28105-4151

Mortgage

Document Number0000148092
DateNov 01, 2017
Book Page032240/000914
Instrument148092
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 31, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll as of January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityMatthews Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), as of October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190057091, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims6 (1982–2015)
Claims Outside the SFHA6 of 6
Most Recent ClaimAug 2015 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 170 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
Uniti Group
DSL · Fiber in parts of the area		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0160010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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