Hennepin County property record for 12930 Monticello Ln, Champlin, MN 55316
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 947 sqft · built 1985 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Dec 2018) |
| Tax Bill | $3,462 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-120-22-14-0082 |
| Primary APN | 24-120-22-14-0082 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 947 sqft Living Area |
| Gross Area | 1,387 sqft |
| 1st Floor Area | 947 sqft |
| Basement Area | 852 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Split Foyer |
| Exterior Material | Metal |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Depth | 129 ft Depth |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 112 sqft |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 12930 MONTICELLO LN |
|---|---|
| City | CHAMPLIN |
| State | MN |
| Zip | 55316-1264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 005 BLOCK 001 T FRENCH LAKE TERRACE W76X129X93X125 |
| Legal Range | 22 |
| Legal Township | 120 |
| Legal Section | 24 |
| Legal Quarter | 14 |
| Legal Subdivision | FRENCH LAKE TERRACE |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | CHAMPLIN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 26903 |
12930 Monticello Ln is owned and occupied by an individual who acquired it in November 2021.
Source: Hennepin County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12930 MONTICELLO LN, CHAMPLIN, MN 55316-1264 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2026 | Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION |
| Dec 22, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 4, 2020 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC |
| Dec 4, 2018 | Grant Deed, Transfer · FHA Mortgage LEND SMART MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2018 · Amount on File |
| Deed Sale | Dec 4, 2018 · Amount on File |
| Deed Document Number | 20185580016 |
| Last Transfer Date | Nov 29, 2021 |
| Transfer Doc | 0005908548 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Oct 1, 2026 |
| Property Address | 12930 MONTICELLO LN, CHAMPLIN, MN 55316-1264 |
| Document Number | 0006228510 |
| Instrument Date | Sep 8, 2026 |
| Instrument | 20266228510 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 12930 MONTICELLO LN, CHAMPLIN, MN 55316-1264 |
| Document Number | 0006228510, |
|---|---|
| Date | Oct 1, 2026 |
| Instrument | 20266228510 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Dec 22, 2021 |
| Property Address | 12930 MONTICELLO LN, CHAMPLIN, MN 55316-1264 |
| Document Number | 0T05908548 |
| Instrument Date | Nov 29, 2021 |
| Instrument | T05908548 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2022 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12930 MONTICELLO LN, CHAMPLIN, MN 55316-1264 |
| Document Number | 0T05908549 |
|---|---|
| Date | Dec 22, 2021 |
| Instrument | T05908549 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 12930 MONTICELLO LN, CHAMPLIN, MN 55316-1264 |
| Document Number | 0005749843 |
| Instrument Date | Sep 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 12930 MONTICELLO LN CHAMPLIN MN 553161264, CHAMPLIN, MN 55316-1264 |
| Document Number | 0005749843 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 5749843 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 23, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Dec 4, 2018 |
| Property Address | 12930 MONTICELLO LN, CHAMPLIN, MN 55316-1264 |
| Document Number | 0005580016 |
| Instrument Date | Nov 15, 2018 |
| Instrument | 5580016 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2018 |
| Title Company | TITLE SMART INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $714.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12930 MONTICELLO LN CHAMPLIN MN 553161264, CHAMPLIN, MN 55316-1264 |
| Document Number | 5580017 |
|---|---|
| Date | Dec 4, 2018 |
| Instrument | 5580017 |
| Name | LEND SMART MTG |
|---|---|
| Type | Mortgage Company |
| Address | SHOREVIEW, MN 55126 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 3, 2048 |
The 2025 property tax bill for 12930 Monticello Ln was $3,462 with a homeowner's exemption, up 3% from the year before.
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Champlin City |
| Unified School District | Anoka-Hennepin Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,462.00 (+2.97%) Homeowner's exemption | $298,800 (+0.54%) Land $84,000 Building $214,800 | $298,800 (+0.54%) Land $84,000 Building $214,800 |
| 2024 | $3,362.00 (+9.4%) | $297,200 Land $87,000 Building $210,200 | $297,200 Land $87,000 Building $210,200 |
| 2023 | $3,073.00 Homeowner's exemption | ||
| 2022 | $281,000 Land $78,000 Building $203,000 | $281,000 Land $78,000 Building $203,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12930 Monticello Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12930 Monticello Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Champlin serves 23,919 people · EPA ID MN1270006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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