12930 Couples Pl, Waldorf, MD 20601 Property Records

Charles County property record for 12930 Couples Pl, Waldorf, MD 20601

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,784 sqft · built 2005
Lot Size	0.418 acres (18,193 sqft)
Owner	Individual Name on Record
Last Sale	$469,000 (Jun 2023)
Tax Bill	$12,870 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-299059`

Property Details

APN / Parcel Number

Primary APN	`06-299059`
Alternative APN	`299059`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,784 sqft Living Area
Gross Area	2,964 sqft
1st Floor Area	1,480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	18,193 sqft (0.418 acres)
Garage Type	Built-in
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	256 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	299059
Street Address	12930 COUPLES PL
City	WALDORF
State	MD
Zip	20601-3586
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	LOT 5 PL 2 -0.4177AC COLONIAL OAKS SUB
Legal Subdivision	COLONIAL OAKS SUB
Legal Block	1
Legal Lot Number	5
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	1
Census Block	1013
Census Tract	850802

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12930 COUPLES PL, WALDORF, MD 20601-3586
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2023 · Amount on Record
Deed Sale	Jun 2, 2023 · Amount on Record
Prior Sale	Jan 27, 2012 · Amount on Record
Deed Book / Page	12954 / 9
Prior Transfer Date	Apr 28, 2012
Prior Transfer Doc	0078110235
Record Updated	Oct 29, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Jun 2, 2023
Property Address	12930 COUPLES PL, WALDORF, MD 20601-3586
Document Number	0129540009
Book / Page	12954 / 9
Map Reference	MB 54 FO 367
Instrument Date	May 31, 2023
Transaction Type	Transfer
Record Updated	Jun 19, 2023
Title Company	NOT AVAILABLE, TITLEMAX LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,172.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	12930 COUPLES PL, WALDORF, MD 20601-3586

Mortgage

Document Number	0001295417
Date	Jun 2, 2023
Instrument	12954/17

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$461,000 (+6.05%)	$487,300 (-) Land $125,400 Building $361,900
2025	$12,870.00 (+138.16%) Homeowner's exemption	$434,700 (+12.79%)	$487,300 (+19.32%) Land $125,400 Building $361,900
2023	$5,404.00 (+19.03%)	$385,400 (+6.35%)	$408,400 (-) Land $125,400 Building $283,000
2022	$4,540.00 Homeowner's exemption	$362,400	$408,400 Land $125,400 Building $283,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1999–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20