12929 Heritage N, Warren, MI 48089 Property Records

Macomb County property record for 12929 Heritage N, Warren, MI 48089

Property Summary

Property TypeCondominium
Details4 bd · 2.5 ba · 2,322 sqft · built 2003
Lot Size0.207 acres (9,000 sqft)
OwnerIndividual Name on File
Last Sale$136,500 (Oct 2015)
Tax Bill$5,132 (2025)
Deeds & MortgagesApr 2017 Mortgage
May 2017 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN12-13-23-403-039

Property Details

APN / Parcel Number

Primary APN12-13-23-403-039
Alternative APN
  • 1323403039

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area2,322 sqft Living Area
1st Floor Area1,008 sqft
Basement Area1,008 sqft
Unfinished Basement1,008 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleCondo/Apartment
Lot Area9,000 sqft (0.207 acres)
Lot Dimensions150 ft deep x 60 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address12929 HERITAGE N
CityWARREN
StateMI
Zip48089-2093
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR-1-C
Legal DescriptionHERITAGE POINTE M.C.C.P. NO. 708 L.10550 P. 374 - 446; UNIT 39
Legal SubdivisionHERITAGE POINTE
Legal Unit39
JurisdictionMACOMB MI
Township / Civil DivisionWARREN
Census Block Group2
Census Block2008
Census Tract262700

Owner

12929 Heritage N, a condominium, is owned and occupied by an individual who bought it in October 2015.

Source: Macomb County records, as of October 19, 2026

Owner of RecordIndividual Name on File
Mailing Address12929 HERITAGE N, WARREN, MI 48089-2093
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 4, 2017Deed of Trust, Mortgage · FHA Mortgage
FIRST GUARANTY MORTGAGE CORP
May 1, 2017Deed of Trust, Mortgage · FHA Mortgage
FIRST GUARANTY MORTGAGE CORP
Nov 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Mar 23, 2021Deed of Trust, Mortgage · Line of Credit
DIVERSIFIED MEMBERS CU
Apr 5, 2019Deed of Trust, Mortgage · Line of Credit
MICHIGAN FIRST CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 28, 2015 · Amount on File
Deed SaleOct 28, 2015 · Amount on File
Prior SaleSep 21, 2012 · Amount on File
Deed Document Number20155133045
Deed Book / Page23698 / 44
Prior Transfer DateAug 11, 2011
Prior Transfer Doc0000194034
Record UpdatedOct 29, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address12929 HERITAGE N, WARREN, MI 48089-2093
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000045698
DateApr 4, 2017
Book Page24645/280
Instrument7045698
Lender
NameFIRST GUARANTY MORTGAGE CORP
TypeMortgage Company
AddressVIENNA, VA 22182
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term336 Months
DueApr 1, 2045

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address12929 HERITAGE N, WARREN, MI 48089-2093
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000056609
DateMay 1, 2017
Book Page24688/839
Instrument7056609
Lender
NameFIRST GUARANTY MORTGAGE CORP
TypeMortgage Company
AddressVIENNA, VA 22182
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term335 Months
DueApr 1, 2045

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address12929 HERITAGE N, WARREN, MI 48089-2093
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address12929 HERITAGE N, WARREN, MI 48089-2093

Mortgage

Document Number0000146972
DateNov 30, 2020
Book Page27202/48
Instrument2146972
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueDec 1, 2035

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address12929 HERITAGE N, WARREN, MI 48089-2093
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address12929 HERITAGE N, WARREN, MI 48089-2093

Mortgage

Document Number2102141167
DateMar 23, 2021
Book Page27506/74
Instrument202102141167
Lender
NameDIVERSIFIED MEMBERS CU
TypeCredit Union
AddressDETROIT, MI 48207
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueMar 22, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address12929 HERITAGE N, WARREN, MI 48089-2093
Document Number0000041299
Instrument DateApr 5, 2019
Transaction TypeMortgage
Record UpdatedMay 8, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2929 N HERITAGE WARREN MI 48089, WARREN, MI 48089

Mortgage

Document Number0000041299
DateApr 11, 2019
Book Page025902/000078
Instrument41299
Lender
NameMICHIGAN FIRST CU
TypeCredit Union
AddressLATHRUP VILLAGE, MI 48076
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueApr 10, 2034
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 12929 Heritage N was $5,132 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
MunicipalityWarren City
Unified School DistrictVan Dyke Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$170,680$341,360
2025$5,132.00
2023$139,680$279,360
2022$4,639.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12929 Heritage N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 12929 Heritage N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WARREN
serves 134,056 people · EPA ID MI0006900
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionFeb 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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