12929 Eagle Ridge Rd, Holts Summit, MO 65043 Property Records

Callaway County property record for 12929 Eagle Ridge Rd, Holts Summit, MO 65043

Property Summary

Property Type	Townhouse
Details	3 ba · 1,594 sqft · built 2005
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,500 (Jan 2025)
Tax Bill	$2,656 (2025)
Deeds & Mortgages	Aug 2026 Transfer Nov 2005 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`28-03.0-07.2-00-000-047.002`

Property Details

APN / Parcel Number

Primary APN	`28-03.0-07.2-00-000-047.002`
Alternative APN	`2803007200000040000`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,594 sqft Living Area
1st Floor Area	1,594 sqft
Basement Area	1,594 sqft
Finished Basement	1,500 sqft
Sunroom	Sunroom
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	156 sqft
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2803007200000047002
Street Address	12929 EAGLE RIDGE RD
City	HOLTS SUMMIT
State	MO
Zip	65043-2225
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 7-A BACK NINE TOWNHOUSE
Legal Range	10W
Legal Township	44N
Legal Section	07
Legal Subdivision	BACK NINE TOWNHOUSE
Legal Lot Number	7-A
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2013
Census Tract	70702

Owner

Source: Callaway County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12929 EAGLE RIDGE RD, HOLTS SUMMIT, MO 65043-2225
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Nov 1, 2005	Deed of Trust, Mortgage · Conventional Mortgage EXCHANGE NATIONAL BANK
Mar 6, 2009	Deed of Trust, Mortgage · Conventional Mortgage HAWTHORN BANK
Feb 2, 2012	Deed of Trust, Mortgage · Conventional Mortgage HAWTHORN BANK
Mar 25, 2026	Beneficiary Deed, Transfer
Jan 9, 2025	Warranty Deed, Transfer · Closed-End Mortgage THE CENTRAL TRUST BANK
Apr 3, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2025 · Amount on Record
Deed Sale	Jan 9, 2025 · Amount on Record
Prior Sale	Apr 3, 2020
Deed Document Number	2025180
Deed Book / Page	517 / 698
Last Transfer Date	Aug 5, 2026
Transfer Doc	0000004670
Record Updated	Sep 20, 2026

August 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CALLAWAY MO
Recording Date	Aug 5, 2026
Property Address	12929 EAGLE RIDGE RD, HOLTS SUMMIT, MO 65043-2225
Document Number	0000004670
Book / Page	529 / 199
Instrument Date	Aug 5, 2026
Instrument	20264670
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	803 HARVEST DR, JEFFERSON CITY, MO 65109-5781
Investor	Possibly a Property Investor

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	12929 EAGLE RIDGE RD, HOLTS SUMMIT, MO 65043-2225
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	D0214/0808
Date	Nov 1, 2005
Book Page	D0214/0808
Instrument	509052

Lender

Name	EXCHANGE NATIONAL BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2035

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	12929 EAGLE RIDGE RD, HOLTS SUMMIT, MO 65043-2225
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	D0223/0909
Date	Mar 6, 2009
Book Page	D0223/0909
Instrument	901620

Lender

Name	HAWTHORN BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2034

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	12929 EAGLE RIDGE RD, HOLTS SUMMIT, MO 65043-2225
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	D0229/0785
Date	Feb 2, 2012
Book Page	D0229/0785
Instrument	0D229_00785

Lender

Name	HAWTHORN BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2032

March 2026: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	CALLAWAY MO
Recording Date	Mar 25, 2026
Property Address	12929 EAGLE RIDGE RD, HOLTS SUMMIT, MO 65043-2225
Document Number	000526/281
Book / Page	526 / 281
Instrument Date	Mar 25, 2026
Instrument	202601671
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12929 EAGLE RIDGE RD, HOLTS SUMMIT, MO 65043-2225

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Jan 9, 2025
Property Address	12929 EAGLE RIDGE RD, HOLTS SUMMIT, MO 65043-2225
Document Number	000517/698
Book / Page	517 / 698
Instrument Date	Jan 3, 2025
Instrument	202500180
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	MIDWEST TITLE AND ESCROW INC, MIDWEST TITLE AND ESCROW LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12929 EAGLE RIDGE RD, HOLTS SUMMIT, MO 65043-2225

Mortgage

Document Number	0202500181
Date	Jan 9, 2025
Instrument	202500181

Lender

Name	THE CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Apr 3, 2020
Property Address	12929 EAGLE RIDGE RD, HOLTS SUMMIT, MO 65043-2225
Document Number	0202001919
Book / Page	325
Instrument Date	Mar 31, 2020
Instrument	202001919
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12929 EAGLE RIDGE RD, HOLTS SUMMIT, MO 65043-2225

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,656.00 (+0.87%)	$43,685 (+3.41%)	$229,920 (+3.41%)
2024	$2,633.00 (+0.04%)	$42,243 (-)	$222,330 (-)
2023	$2,632.00 (+1.11%)	$42,243 (+1.14%)	$222,330 (+1.14%)
2022	$2,603.00	$41,768 Land $642 Building $41,126
2021			$219,830 Land $3,380 Building $216,450

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 45% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
FireServe Fixed Wireless · not low latency	100 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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