12928 Morehead, Chapel Hill, NC 27517 Property Records

Chatham County property record for 12928 Morehead, Chapel Hill, NC 27517

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,914 sqft · built 1996
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on Record
Last Sale	$560,000 (Aug 2018)
Tax Bill	$6,415 (2025)
Deeds & Mortgages	Oct 2024 Sale Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0068150`

Property Details

APN / Parcel Number

Primary APN	`0068150`
Alternative APN	`1377344`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,914 sqft Living Area
1st Floor Area	2,148 sqft
Upper Floors Area	1,547 sqft
Basement Area	644 sqft
Finished Basement	644 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Custom Design
Exterior Material	Wood
Construction Type	Wood
Lot Area	28,314 sqft (0.65 acres)
Garage Type	Attached
Garage Area	576 sqft
Porch	Porch
Porch Area	384 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	12928 MOREHEAD
City	CHAPEL HILL
State	NC
Zip	27517-8446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 559 AC 0.65 BK 92 PG 101
Legal Subdivision	GOVERNORS CLUB
Legal Lot Number	559
Jurisdiction	CHATHAM NC
Township / Civil Division	WILLIAMS
Census Block Group	2
Census Block	2008
Census Tract	20103

Owner

Source: Chatham County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12928 MOREHEAD, CHAPEL HILL, NC 27517-8446
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2024	Deed, Transfer
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage JFQ LNDG INC
May 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG
Dec 22, 2021	Intrafamily Transfer, Transfer
Aug 16, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FIN'L NTWK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2018 · Amount on Record
Deed Sale	Aug 16, 2018 · Amount on Record
Prior Sale	Feb 10, 2006 · Amount on Record
Deed Document Number	20188523
Deed Book / Page	2004 / 471
Last Transfer Date	Dec 20, 2018
Transfer Doc	02272/1020
Record Updated	Sep 20, 2026

October 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CHATHAM NC
Recording Date	Oct 7, 2024
Property Address	12928 MOREHEAD, CHAPEL HILL, NC 27517-8446
Document Number	02434/1105
Book / Page	2434 / 1105
Instrument Date	Oct 4, 2024
Instrument	8598
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12928 MOREHEAD, CHAPEL HILL, NC 27517-8446

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM NC
Property Address	12928 MOREHEAD, CHAPEL HILL, NC 27517-8446
Document Number	0000013500
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Nov 4, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12928 MOREHEAD CHAPEL HILL NC 275178446, CHAPEL HILL, NC 27517-8446

Mortgage

Document Number	0000013500
Date	Oct 23, 2020
Book Page	002156/000856
Instrument	13500

Lender

Name	JFQ LNDG INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM NC
Property Address	12928 MOREHEAD, CHAPEL HILL, NC 27517-8446
Document Number	0000005252
Instrument Date	May 30, 2019
Transaction Type	Mortgage
Record Updated	Jun 13, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12928 MOREHEAD CHAPEL HILL NC 275178446, CHAPEL HILL, NC 27517-8446

Mortgage

Document Number	0000005252
Date	Jun 3, 2019
Book Page	002047/000693
Instrument	5252

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2049

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHATHAM NC
Recording Date	Dec 22, 2021
Property Address	12928 MOREHEAD, CHAPEL HILL, NC 27517-8446
Document Number	02272/1020
Book / Page	2272 / 1020
Map Reference	SL 92-100-92-102
Instrument Date	Dec 20, 2018
Instrument	19605
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12928 MOREHEAD, CHAPEL HILL, NC 27517-8446

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM NC
Recording Date	Aug 16, 2018
Property Address	12928 MOREHEAD, CHAPEL HILL, NC 27517-8446
Document Number	0000008523
Book / Page	002004 / 000471
Instrument Date	Jul 2, 2018
Instrument	8523
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12928 MOREHEAD CHAPEL HILL NC 275178446, CHAPEL HILL, NC 27517-8446

Mortgage

Document Number	8524
Date	Aug 16, 2018
Book Page	002004/000475
Instrument	8524

Lender

Name	AMERICAN FIN'L NTWK INC
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2048

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Chatham County
Unified School District	Chatham County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,415.00 (+21.57%)	$891,482 (+47.93%) Land $207,900 Building $683,582	$891,482 (+47.93%) Land $207,900 Building $683,582
2024	$5,277.00 (+4.79%)	$602,642 (-) Land $129,937 Building $472,705	$602,642 (-) Land $129,937 Building $472,705
2023	$5,036.00	$602,642 Land $129,937 Building $472,705	$602,642 Land $129,937 Building $472,705

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM CO-NORTH serves 23,088 people · EPA ID NC0319126
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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