Sumter County property record for 12928 Co Rd 245e, Oxford, FL 34484
| Property Type | Single Family Home |
|---|---|
| Details | 1,564 sqft · built 2000 |
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $730 (2024) |
| Deeds & Mortgages | Dec 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C08-018 |
| Primary APN | C08-018 |
|---|---|
| Alternative APN |
|
| Building Area | 1,564 sqft Heated Area |
|---|---|
| Utility Area | 36 sqft |
| Utility Room | Utility Room |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Conventional |
| Construction Type | Wood |
| Lot Area | 49,223 sqft (1.13 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 65 sqft |
| Porch | Open Porch |
| Porch Area | 92 sqft |
| Account Number | 1000597 |
|---|---|
| Old Parcel Number | C08=018 |
| Street Address | 12928 COUNTY ROAD 245E |
| City | OXFORD |
| State | FL |
| Zip | 34484-2142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 210 FT OF N 466.69 FT OF E 280.34 FT OF NE1/4 OF NE1/4 LESS RD R/W OR 181 PG 407 |
| Legal Range | 22E |
| Legal Township | 18S |
| Legal Section | 08 |
| Legal Lot Number | 8 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | WILDWOOD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 911500 |
Source: Sumter County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12928 COUNTY ROAD 245E, OXFORD, FL 34484-2142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2017 |
| Deed Sale | Dec 28, 2017 |
| Deed Document Number | 201760042228 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER FL |
| Property Address | 12928 COUNTY ROAD 245E, OXFORD, FL 34484-2142 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2024 |
| Name | Verified Name |
|---|---|
| Address | 12928 COUNTY ROAD 245E, OXFORD, FL 34484-2142 |
| Document Number | 0041660331 |
|---|---|
| Date | Dec 17, 2021 |
| Book Page | 4166/331 |
| Instrument | 202160068239 |
| Name | INSIGHT CU |
|---|---|
| Type | Credit Union |
| Address | WINTER SPRINGS, FL 32708 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 16, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Sumter County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Unified School District | Sumter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $74,690 (+5.97%) | $141,110 (-12.42%) Land $19,210 Building $121,900 | |
| 2024 | $730.00 (+50.21%) | ||
| 2023 | $486.00 (+3.85%) Additional exemption filed | $70,480 (+3%) | $161,120 (+1.26%) Land $16,000 Building $145,120 |
| 2022 | $468.00 Homeowner's exemption | $68,430 | $159,120 Land $14,000 Building $145,120 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (2003) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2003 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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