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12928 Beddingfield Dr, Charlotte, NC 28278 Property Records

Mecklenburg County property record for 12928 Beddingfield Dr, Charlotte, NC 28278

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,620 sqft · built 2005
Lot Size0.171 acres (7,452 sqft)
OwnerCompany Name on Record
Last Sale$200,000 (Mar 2020)
Tax Bill$3,302 (2023)
Deeds & MortgagesAug 2020 Line of Credit
Mar 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN199-478-22

Property Details

APN / Parcel Number

Primary APN199-478-22

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,620 sqft Heated Area
Gross Area2,053 sqft
1st Floor Area840 sqft
Upper Floors Area780 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area7,452 sqft (0.171 acres)
Garage Area400 sqft
PorchPorch
Porch Area33 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number199-478-22
Street Address12928 BEDDINGFIELD DR
CityCHARLOTTE
StateNC
Zip28278-0101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4(CD)
Legal DescriptionL228 M38-211
Legal SubdivisionPLANTERS WALK PH 02B MAP 09
Legal Lot Number228
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1009
Census Tract5924

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2020Deed of Trust, Mortgage · Line of Credit
NWL CO LLC
Mar 17, 2020Warranty Deed, Transfer
FIRST AMERICAN
Feb 24, 2020Warranty Deed, Transfer
OTHER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 17, 2020 · Amount on Record
Deed SaleMar 17, 2020 · Amount on Record
Prior SaleFeb 24, 2020 · Amount on Record
Deed Document Number0034376806
Deed Book / Page34376 / 806
Record UpdatedJun 7, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address12928 BEDDINGFIELD DR, CHARLOTTE, NC 28278-0101
Document Number0000124985
Instrument DateAug 7, 2020
Transaction TypeMortgage
Record UpdatedSep 8, 2020
Title CompanyBCHH TITLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5001 PLAZA ON THE LK AUSTIN TX 787461070, AUSTIN, TX 78746-1070

Mortgage

Document Number0000124985
DateAug 11, 2020
Book Page034915/000001
Instrument124985
Lender
NameNWL CO LLC
AddressPO BOX 844, NEW YORK, NY 10108-0844
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueAug 10, 2025
Interest
Rate TypeAdjustable Rate

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMar 17, 2020
Property Address12928 BEDDINGFIELD DR, CHARLOTTE, NC 28278-0101
Document Number0000037735
Book / Page034376 / 000806
Instrument DateFeb 25, 2020
Instrument37735
Transaction TypeTransfer
Record UpdatedMay 4, 2020
Title CompanyFIRST AMERICAN

Transaction

AmountAmount Recorded
Tax$400.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5001 PLAZA ON THE LK #200 AUSTIN TX 787461053, 200, AUSTIN, TX 78746-1053
InvestorPossibly a Property Investor

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateFeb 24, 2020
Property Address12928 BEDDINGFIELD DR, CHARLOTTE, NC 28278-0101
Document Number0000025166
Book / Page034305 / 000842
Instrument DateFeb 24, 2020
Instrument25166
Transaction TypeTransfer
Record UpdatedMar 13, 2020
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$420.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2150 E GERMANN RD #1 CHANDLER AZ 852861662, 1, CHANDLER, AZ 85286-1662
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

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