12928 129th Ave, Largo, FL 33774 Property Records

Pinellas County property record for 12928 129th Ave, Largo, FL 33774

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,388 sqft · built 1978
Lot Size	0.152 acres (6,660 sqft)
Owner	Owner Name on File
Last Sale	$133,000 (Feb 2004)
Tax Bill	$1,813 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-7205-0`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-7205-0`
Alternative APNs	`08-30-15-57987-000-0110` `153008579870000110` `R90693`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,388 sqft Heated Area
1st Floor Area	1,388 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2001
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,660 sqft (0.152 acres)
Lot Dimensions	111 ft deep x 60 ft wide
Garage Area	325 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	240 sqft
Shed	1 Shed
Shed Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R90693
Old Parcel Number	153008579870000110
Street Address	12928 129TH AVE
City	LARGO
State	FL
Zip	33774-2631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILL POND LOT 11
Legal Range	15
Legal Township	30
Legal Section	08
Legal Subdivision	MILL POND
Legal Lot Number	11
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2004
Census Tract	25207

Owner

The current owner of 12928 129th Ave bought it in February 2004.

Source: Pinellas County records, as of December 26, 2025

Owner of Record	Owner Name on File
Mailing Address	12928 129TH AVE, LARGO, FL 33774-2631
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Oct 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2004 · Amount on File
Deed Sale	Feb 3, 2004 · Amount on File
Prior Sale	Sep 25, 2002 · Amount on File
Deed Document Number	2004052320
Deed Book / Page	13353 / 877
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12928 129TH AVE, LARGO, FL 33774-2631
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12928 129TH AVE, LARGO, FL 33774-2631

Mortgage

Document Number	0218291958
Date	Dec 1, 2021
Book Page	21829/1958
Instrument	2021388930

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12928 129TH AVE, LARGO, FL 33774-2631
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TROPICAL TITLE INSURANCE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0207532663
Date	Oct 31, 2019
Book Page	20753/2663
Instrument	2019351300

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12928 129th Ave was $1,813 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,813.00 Homeowner's exemption	$137,694	$345,760 Land $121,846 Building $223,914
2023	$1,659.00 (+3.88%) Homeowner's exemption	$129,916 (+3%)	$299,505 (+10.78%) Land $139,664 Building $159,841
2022	$1,597.00 Homeowner's exemption	$126,132	$270,356 Land $146,992 Building $123,364

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12928 129th Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	2 (2016–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2020 · Hurricane Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12928 129th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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