San Diego County property record for 12926 Sunderland St, Poway, CA 92064
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,731 sqft · built 1990 |
| Lot Size | 0.145 acres (6,300 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $6,320 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Feb 2024 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 323-385-22-00 |
| Primary APN | 323-385-22-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,731 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 6,300 sqft (0.145 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 12926 SUNDERLAND ST |
|---|---|
| City | POWAY |
| State | CA |
| Zip | 92064-5955 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-7 |
| Legal Description | LOT 125 TR 007334 |
| Legal Subdivision | POWAY OAKS |
| Legal Tract | 007334 |
| Legal Block | 2 |
| Legal Lot Number | 125 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 17049 |
Source: San Diego County records · APN 323-385-22-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 12926 SUNDERLAND ST, POWAY, CA 92064-5955 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jan 02, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Feb 05, 2024 | Intrafamily Transfer, Transfer |
| Oct 07, 2021 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Jan 29, 2021 | Deed of Trust, Mortgage · VA Mortgage PAVIA FINANCIAL SERVICES INC |
| Jul 05, 2017 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jan 02, 2020 | Intrafamily Transfer, Transfer · VA Mortgage PAVIA FINANCIAL SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 02, 2020 |
| Deed Sale | Jan 02, 2020 |
| Prior Sale | Apr 25, 2002 · Amount on Record |
| Deed Document Number | 20201507 |
| Last Transfer Date | Dec 13, 2023 |
| Transfer Doc | 0000029516 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12926 SUNDERLAND ST, POWAY, CA 92064-5955 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12926 SUNDERLAND ST, POWAY, CA 92064-5955 |
| Document Number | 0000000368 |
|---|---|
| Date | Jan 02, 2026 |
| Instrument | 2026-0000368 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jan 01, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 05, 2024 |
| Property Address | 12926 SUNDERLAND ST, POWAY, CA 92064-5955 |
| Document Number | 0000029516 |
| Map Reference | MAP 7334 |
| Instrument Date | Dec 13, 2023 |
| Instrument | 2024-0029516 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 12926 SUNDERLAND ST, POWAY, CA 92064-5955 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12926 SUNDERLAND ST, POWAY, CA 92064-5955 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 12926 SUNDERLAND ST, POWAY, CA 92064-5955 |
| Document Number | 0000700969 |
|---|---|
| Date | Oct 07, 2021 |
| Instrument | 2021-0700969 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12926 SUNDERLAND ST, POWAY, CA 92064-5955 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|---|
| Address | 12926 SUNDERLAND ST, POWAY, CA 92064-5955 |
| Document Number | 0000068868 |
|---|---|
| Date | Jan 29, 2021 |
| Instrument | 2021-0068868 |
| Name | PAVIA FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92127 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12926 SUNDERLAND ST, POWAY, CA 92064-5955 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000301484 |
|---|---|
| Date | Jul 05, 2017 |
| Instrument | 2017-0301484 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 14, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 02, 2020 |
| Property Address | 12926 SUNDERLAND ST, POWAY, CA 92064-5955 |
| Document Number | 0000001507 |
| Map Reference | MAP 7334 |
| Instrument Date | Dec 26, 2019 |
| Instrument | 2020-0001507 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | TICOR TITLE COMPANY OF CA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12926 SUNDERLAND ST, POWAY, CA 92064-5955 |
| Document Number | 0000001508 |
|---|---|
| Date | Jan 02, 2020 |
| Instrument | 2020-0001508 |
| Name | PAVIA FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Poway City |
| Unified School District | Poway Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $569,223 (+2%) Land $256,149 Building $313,074 | |
| 2025 | $6,320.00 (+4.95%) Homeowner's exemption | $558,063 (+4.04%) Land $251,127 Building $306,936 |
| 2023 | $6,022.00 (+1.69%) Homeowner's exemption | $536,394 Land $241,376 Building $295,018 |
| 2022 | $5,922.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 66 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 43 (1978–2017) |
| Claims Outside the SFHA | 14 of 43 |
| Most Recent Claim | Feb 2017 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: California Internet, Verizon.
Based on FCC filings for 299 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF POWAY serves 49,888 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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