12926 Sophiamarie Loop, Orlando, FL 32828 Property Records

Orange County property record for 12926 Sophiamarie Loop, Orlando, FL 32828

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,317 sqft · built 2003
Lot Size0.174 acres (7,560 sqft)
OwnerIndividual Name on Record
Last Sale$330,000 (Oct 2020)
Tax Bill$8,290 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-22-31-8930-00-840

Property Details

APN / Parcel Number

Primary APN27-22-31-8930-00-840
Alternative APNs
  • 312227893000840
  • 611518
  • 617823
  • 622624

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,317 sqft Living Area
Gross Area2,959 sqft
1st Floor Area1,594 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area7,560 sqft (0.174 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area188 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address12926 SOPHIAMARIE LOOP
CityORLANDO
StateFL
Zip32828-7182
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionVIZCAYA AT WATERFORD 52/30 LOT 84
Legal Range31E
Legal Township22S
Legal Section27
Legal SubdivisionVIZCAYA AT WATERFORD
Legal Tract8930
Legal Lot Number84
JurisdictionORANGE FL
Township / Civil DivisionUNION PARK
Census Block Group1
Census Block1010
Census Tract16741

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12926 SOPHIAMARIE LOOP, ORLANDO, FL 32828-7182
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2020Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MTG
Jun 21, 2018Warranty Deed, Transfer · Conventional Mortgage
RECOVCO MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 8, 2020 · Amount on Record
Deed SaleOct 8, 2020 · Amount on Record
Prior SaleJun 21, 2018 · Amount on Record
Deed Document Number2020526438
Prior Transfer DateSep 17, 2020
Prior Transfer Doc0000526438
Record UpdatedOct 29, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateOct 8, 2020
Property Address12926 SOPHIAMARIE LOOP, ORLANDO, FL 32828-7182
Document Number0000526438
Instrument DateSep 17, 2020
Instrument526438
Transaction TypeTransfer
Record UpdatedOct 28, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,310.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12926 SOPHIAMARIE LOOP ORLANDO FL 328287182, ORLANDO, FL 32828-7182

Mortgage

Document Number526439
DateOct 8, 2020
Instrument526439
Lender
NameFAIRWAY INDEPENDENT MTG
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 7, 2050

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJun 21, 2018
Property Address12926 SOPHIAMARIE LOOP, ORLANDO, FL 32828-7182
Document Number0000367527
Map ReferenceMB 52 PG 30
Instrument DateJun 19, 2018
Instrument20180367527
Transaction TypeTransfer
Record UpdatedAug 1, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,107.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address118 WALNUT CT, 118, HERCULES, CA 94547-1151

Transferred To (Grantee/Buyer)

NameVerified Name
Address12926 SOPHIAMARIE LOOP, ORLANDO, FL 32828-7182

Mortgage

Document Number0000367530
DateJun 21, 2018
Instrument20180367530
Lender
NameRECOVCO MORTGAGE MANAGEMENT LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$480,860 (+0.47%) Land $70,000 Building $410,860$480,860 (-1.38%) Land $70,000 Building $410,860
2025$8,290.00 (+8.34%)$478,608 (+9.13%)$487,570 (+11.17%) Land $70,000 Building $417,570
2024$7,652.00 (+12.4%)
2023$6,808.00 (+13.87%)$438,572 (+18.57%) Land $70,000 Building $368,572$438,572 (+18.57%) Land $70,000 Building $368,572
2022$5,979.00$369,872 Land $65,000 Building $304,872$369,872 Land $65,000 Building $304,872

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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