12925 E Semro Ave, Spokane Valley, WA 99216 Property Records

Spokane County property record for 12925 E Semro Ave, Spokane Valley, WA 99216

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,408 sqft · built 1956
Lot Size	0.267 acres (11,616 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,657 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45272.1553`

Property Details

APN / Parcel Number

Primary APN	`45272.1553`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,408 sqft Living Area
Gross Area	2,352 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Finished Basement	400 sqft
Unfinished Basement	608 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Shingles
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,616 sqft (0.267 acres)
Lot Dimensions	136 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Pole Barn	1,152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	12925 E SEMRO AVE
City	SPOKANE VALLEY
State	WA
Zip	99216-0365
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	OPP TER 3RD L15 B6
Legal Range	44E
Legal Township	25N
Legal Section	27
Legal Subdivision	OPP TER 3RD
Legal Block	6
Legal Lot Number	15
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1027
Census Tract	12702

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12925 E SEMRO AVE, SPOKANE VALLEY, WA 99216-0365
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 27, 2017	Deed of Trust, Mortgage · Line of Credit HORIZON CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 17, 2005
Transfer Doc	0005251597
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12925 E SEMRO AVE, SPOKANE VALLEY, WA 99216-0365
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12925 E SEMRO AVE, SPOKANE VALLEY, WA 99216-0365

Mortgage

Document Number	0007309426
Date	Sep 22, 2023
Instrument	7309426

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12925 E SEMRO AVE, SPOKANE VALLEY, WA 99216-0365
Document Number	0006895841
Instrument Date	Feb 15, 2020
Transaction Type	Mortgage
Record Updated	Mar 18, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12925 E SEMRO AVE SPOKANE VALLEY WA 992160365, SPOKANE VALLEY, WA 99216-0365

Mortgage

Document Number	0006895841
Date	Feb 26, 2020
Instrument	6895841

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12925 E SEMRO AVE, SPOKANE VALLEY, WA 99216-0365
Document Number	0006655332
Instrument Date	Oct 27, 2017
Transaction Type	Mortgage
Record Updated	Nov 8, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12925 E SEMRO AVE SPOKANE VALLEY WA 992160365, SPOKANE VALLEY, WA 99216-0365

Mortgage

Document Number	0006655332
Date	Oct 31, 2017
Instrument	6655332

Lender

Name	HORIZON CU
Type	Credit Union
Address	SPOKANE, WA 99215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 30, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,657.00 (+4.94%)	$345,200 (+6.05%) Land $120,000 Building $225,200	$345,200 (+6.05%) Land $120,000 Building $225,200
2025	$3,485.00 (+11.48%)
2024		$325,500 (+22.6%) Land $80,000 Building $245,500	$325,500 (+22.6%) Land $80,000 Building $245,500
2023	$3,126.00 (+0.68%)	$265,500 Land $60,000 Building $205,500	$265,500 Land $60,000 Building $205,500
2022	$3,105.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERA WATER & POWER serves 24,692 people · EPA ID WA5391450
Water Source	Groundwater
Last State Inspection	Nov 2021
Lead	21 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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