12925 E Oregon Rd, Elk, WA 99009 Property Records

Spokane County property record for 12925 E Oregon Rd, Elk, WA 99009

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,550 sqft · built 1978
Lot Size5.18 acres (225,641 sqft)
OwnerIndividual Name on Record
Tax Bill$2,131 (2026)
Deeds & MortgagesAug 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN49033.9018

Property Details

APN / Parcel Number

Primary APN49033.9018

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area1,550 sqft Living Area
1st Floor Area775 sqft
2nd Floor Area775 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleConventional
Exterior MaterialWood
Roof TypeGambrel
Roof MaterialMetal
Lot Area225,641 sqft
Deck Area250 sqft
Patio Area250 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address12925 E OREGON RD
CityELK
StateWA
Zip99009-9707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRT
Legal Description03 29 44 N1/2 OF FOL DESC PPTY; THAT PTN OF SE1/4 OF SW1/4 LYG S OF FRIDEGER RD & N & E OF OREGON RD
Legal Range44
Legal Township29
Legal Section03
JurisdictionSPOKANE WA
Township / Civil DivisionCOLBERT
Census Block Group3
Census Block3006
Census Tract10201

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address12925 E OREGON RD, ELK, WA 99009-9707
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Recording DateAug 14, 2026
Property Address12925 E OREGON RD, ELK, WA 99009-9707
Document Number0007508610
Instrument DateAug 10, 2026
Instrument20267508610
Transaction TypeMortgage
Record UpdatedAug 24, 2026
Title CompanySIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12925 E OREGON RD, ELK, WA 99009-9707

Mortgage

Document Number0007508610,
DateAug 14, 2026
Instrument20267508610
Lender
NameSPOKANE TEACHERS CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
Unified School DistrictRiverside School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,131.00 (-2.07%)$250,200 (+7.58%) Land $85,900 Building $164,300$250,200 (+7.58%) Land $85,900 Building $164,300
2025$2,176.00 (+37.46%)
2024$232,580 (+24.71%) Land $63,080 Building $169,500$232,580 (+24.71%) Land $63,080 Building $169,500
2023$1,583.00 (-10.41%)$186,500 Land $52,100 Building $134,400$186,500 Land $52,100 Building $134,400
2022$1,767.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · above 40% of Washington
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Wired or Wireless
Fixed Wireless · not low latency
200 / 40
Ziply Fiber
Fixed Wireless
10 / 1

May also be available: KnightCom.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on E Oregon Rd

Nearby Streets

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