12924 Echo Ln, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 12924 Echo Ln, Apple Valley, MN 55124

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,076 sqft · built 1989
Lot Size	13 acres (590,209 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jul 2021)
Tax Bill	$2,324 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jun 2018 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`01-34151-04-023`

Property Details

APN / Parcel Number

Primary APN	`01-34151-04-023`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,076 sqft Living Area
Gross Area	1,156 sqft
1st Floor Area	620 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1991
Architectural Style	Condo/Apartment
Construction Type	Wood
Lot Area	590,209 sqft (13 acres)
Garage Type	Attached
Garage Area	80 sqft

Location & Zoning

Street Address	12924 ECHO LN
City	SAINT PAUL
State	MN
Zip	55124-5723
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	HUNTINGTON 2ND ADDITION 2 1 HUNTERS RUN VILLAS CONDO FILE #98 UNIT # 23 BEING PT OF OUTLOT B & LOT
Legal Subdivision	HUNTINGTON 2ND ADDITION
Legal Block	4
Legal Lot Number	23
Legal Unit	23
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	1
Census Block	1009
Census Tract	60840

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12924 ECHO LN, SAINT PAUL, MN 55124-5723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Warranty Deed, Transfer · Conventional Mortgage GOLDWATER BANK NA
Jun 15, 2018	Deed of Trust, Mortgage BELL BK
Jun 25, 2018	Warranty Deed, Transfer TITLESMART
Jun 15, 2018	Deed of Trust, Mortgage BELL BK
Jun 25, 2018	Grant Deed, Transfer MIDLAND TITLE
Apr 10, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY
Apr 11, 2018	Quit Claim Deed, Transfer TITLESMART

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2021 · Amount on Record
Deed Sale	Jul 13, 2021 · Amount on Record
Prior Sale	Jun 25, 2018 · Amount on Record
Deed Document Number	20213476877
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Jul 13, 2021
Property Address	12924 ECHO LN, APPLE VALLEY, MN 55124-5723
Document Number	0003476877
Instrument Date	Jul 7, 2021
Instrument	3476877
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12924 ECHO LN, APPLE VALLEY, MN 55124-5723

Mortgage

Document Number	0003476878
Date	Jul 13, 2021
Instrument	3476878

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Mortgage

Document Number	0003476879
Date	Jul 13, 2021
Instrument	3476879

Lender

Name	GOLDWATER BANK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Aug 1, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	12924 ECHO LN, APPLE VALLEY, MN 55124-5723
Document Number	0003256439
Instrument Date	Jun 15, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	MIDLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12924 ECHO LN #23 APPLE VALLEY MN 551245723, 23, APPLE VALLEY, MN 55124-5723

Mortgage

Document Number	0003256439
Date	Jun 25, 2018
Instrument	3256439

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Jun 25, 2018
Property Address	12924 ECHO LN, APPLE VALLEY, MN 55124-5723
Document Number	0003256438
Instrument Date	Jun 15, 2018
Instrument	3256438
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	TITLESMART

Transaction

Amount	Amount Recorded
Tax	$513.98
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12924 ECHO LN APPLE VALLEY MN 551245723, APPLE VALLEY, MN 55124-5723

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	12924 ECHO LN, APPLE VALLEY, MN 55124-5723
Document Number	0003256440
Instrument Date	Jun 15, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	MIDLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12924 ECHO LN #23 APPLE VALLEY MN 551245723, 23, APPLE VALLEY, MN 55124-5723

Mortgage

Document Number	0003256440
Date	Jun 25, 2018
Instrument	3256440

Lender

Name	BELL BK
Address	MINNEAPOLIS, MN 55416

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jun 24, 2028

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DAKOTA MN
Recording Date	Jun 25, 2018
Property Address	12924 ECHO LN, APPLE VALLEY, MN 55124-5723
Document Number	0003256437
Instrument Date	Apr 10, 2018
Instrument	3256437
Transaction Type	Transfer
Record Updated	Jul 6, 2018
Title Company	MIDLAND TITLE

Transaction

Amount	Amount Recorded
Tax	$352.41
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4781 ASOEN ST HAMPTON MN 55031, HAMPTON, MN 55031

April 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	DAKOTA MN
Recording Date	Apr 10, 2018
Property Address	12924 ECHO LN, APPLE VALLEY, MN 55124-5723
Document Number	0003244912
Instrument Date	Apr 10, 2018
Instrument	3244912
Transaction Type	Foreclosure
Record Updated	Apr 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$348.68
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3043 TOWNSGATE RD #200 WESTLAKE VILLAGE CA 913613027, 200, WESTLAKE VILLAGE, CA 91361-3027
Investor	Possibly a Property Investor

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAKOTA MN
Recording Date	Apr 11, 2018
Property Address	12924 ECHO LN, APPLE VALLEY, MN 55124-5723
Document Number	0003245268
Instrument Date	Apr 9, 2018
Instrument	3245268
Transaction Type	Transfer
Record Updated	Apr 20, 2018
Title Company	TITLESMART

Transaction

Amount	Amount Recorded
Tax	$349.47
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4781 ASPEN ST HAMPTON MN 550318746, HAMPTON, MN 55031-8746

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,324.00	$206,300 Land $33,600 Building $172,700	$206,300 Land $33,600 Building $172,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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