12924 Caleb Ct, Mount Airy, MD 21771 Property Records

Frederick County property record for 12924 Caleb Ct, Mount Airy, MD 21771

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,188 sqft · built 1999
Lot Size	2.59 acres (112,820 sqft)
Owner	2 Individual Names on File
Last Sale	$640,000 (Sep 2021)
Tax Bill	$8,141 (2025)
Deeds & Mortgages	May 2018 Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-308083`

Property Details

APN / Parcel Number

Primary APN	`09-308083`
Alternative APNs	`9308083` `308083`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,188 sqft Living Area
Gross Area	3,648 sqft
1st Floor Area	1,684 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	112,820 sqft (2.59 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Pool Area	480 sqft
Deck Area	746 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	308083
Street Address	12924 CALEB CT
City	MOUNT AIRY
State	MD
Zip	21771-4903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 100 SECT III BLK A 2.592 ACRES WEST OAK FIELDS
Legal Subdivision	WEST OAK FIELDS SEC III
Legal Block	A
Legal Lot Number	100
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	2
Census Block	2001
Census Tract	751903

Owner

12924 Caleb Ct is owned and occupied by two individuals who bought it in September 2021.

Source: Frederick County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12924 CALEB CT, MOUNT AIRY, MD 21771-4903
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2018	Deed of Trust, Mortgage · ARM AMERISAVE MORTGAGE CORP
Sep 22, 2021	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2021 · Amount on File
Deed Sale	Sep 22, 2021 · Amount on File
Prior Sale	Nov 12, 1998 · Amount on File
Deed Book / Page	15310 / 385
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	12924 CALEB CT, MOUNT AIRY, MD 21771-4903
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0124260452
Date	May 22, 2018
Book Page	12426/0452

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	May 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 22, 2021
Property Address	12924 CALEB CT, MOUNT AIRY, MD 21771-4903
Document Number	0153100385
Book / Page	15310 / 385
Map Reference	MB 64 PG 28
Instrument Date	Sep 1, 2021
Transaction Type	Transfer
Record Updated	Oct 6, 2021
Title Company	GPN TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12924 CALEB CT, MOUNT AIRY, MD 21771-4903

Mortgage

Document Number	15310391
Date	Sep 22, 2021
Instrument	15310/391

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 12924 Caleb Ct was $8,141.

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,141.00	$654,167	$751,900 Land $210,900 Building $541,000
2023	$6,932.00	$578,900	$605,300 Land $199,300 Building $406,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12924 Caleb Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12924 Caleb Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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