12923E E Co Rd 700n, Charleston, IL 61920 Property Records

Coles County property record for 12923E E Co Rd 700n, Charleston, IL 61920

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,634 sqft · built 2005
Lot Size	1.07 acres (46,609 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Oct 2025)
Tax Bill	$4,249 (2025)
Deeds & Mortgages	Jul 2005 Mortgage Jan 2009 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-1-00803-000`

Property Details

APN / Parcel Number

Primary APN	`02-1-00803-000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,634 sqft Base Area
1st Floor Area	1,634 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	46,609 sqft (1.07 acres)
Garage Type	Attached
Garage Area	768 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	12923 E COUNTY ROAD 700N
City	CHARLESTON
State	IL
Zip	61920-7939
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE1/4 SE1/4 SEC 18 T12N R09E
Legal Range	09E
Legal Township	12N
Legal Section	18
Jurisdiction	COLES IL
Township / Civil Division	CHARLESTON
Census Block Group	1
Census Block	1018
Census Tract	600

Owner

12923E E Co Rd 700n is owned and occupied by an individual who bought it in October 2025.

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	12923 E COUNTY ROAD 700N, CHARLESTON, IL 61920-7939
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2005	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK NA
Jan 22, 2009	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK NA
May 8, 2006	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK NA
Nov 15, 2012	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK NA
Oct 20, 2025	Executor's Deed, Transfer ACT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2025 · Amount on File
Deed Sale	Oct 20, 2025 · Amount on File
Deed Document Number	2025819612
Record Updated	Sep 20, 2026

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	12923E E COUNTY ROAD 700N, CHARLESTON, IL 61920-7939
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000681614
Date	Jul 1, 2005
Instrument	681614

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	TERRE HAUTE, IN 47808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2035

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	12923E E COUNTY ROAD 700N, CHARLESTON, IL 61920-7939
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009712312
Date	Jan 22, 2009
Instrument	2009712312

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	TERRE HAUTE, IN 47808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2039

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	12923E E COUNTY ROAD 700N, CHARLESTON, IL 61920-7939
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000690062
Date	May 8, 2006
Instrument	690062

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	TERRE HAUTE, IN 47802

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	12923E E COUNTY ROAD 700N, CHARLESTON, IL 61920-7939
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201200741154
Date	Nov 15, 2012
Instrument	201200741154

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	TERRE HAUTE, IN 47807

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2032

October 2025: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	COLES IL
Recording Date	Oct 20, 2025
Property Address	12923E E COUNTY ROAD 700N, CHARLESTON, IL 61920-7939
Document Number	202500819612
Instrument Date	Oct 15, 2025
Instrument	202500819612
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	ACT

Transaction

Amount	Amount on Record
Tax	$255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12923 E COUNTY ROAD 700N, CHARLESTON, IL 61920-7939

Tax Assessment & Valuation

The 2025 property tax bill for 12923E E Co Rd 700n was $4,249 with exemptions applied.

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Charleston Township
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,249.00	$87,720 (+38.61%) Land $6,526 Building $81,194	$263,160 (+38.61%) Land $19,578 Building $243,582
2024		$63,285 (+9.5%) Land $5,922 Building $57,363	$189,855 (+9.5%) Land $17,766 Building $172,089
2023		$57,794 Land $5,408 Building $52,386	$173,382 Land $16,224 Building $157,158
2020	$3,332.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12923E E Co Rd 700n in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Apr 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12923E E Co Rd 700n is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Fidium Fiber.

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