12923 Williams Cir, Genoa, IL 60135 Property Records

DeKalb County property record for 12923 Williams Cir, Genoa, IL 60135

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 3,712 sqft · built 2001
Lot Size1.39 acres (60,665 sqft)
Owner2 Individual Names on File
Last Sale$466,000 (Jun 2020)
Tax Bill$12,177 (2024)
Deeds & MortgagesJun 2020 Mortgage
Jul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN06-05-205-006

Property Details

APN / Parcel Number

Primary APN06-05-205-006

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area3,712 sqft Living Area
Gross Area4,359 sqft
1st Floor Area1,856 sqft
Basement Area1,856 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeRetaining Wall
Roof MaterialAsphalt
Lot Area60,665 sqft (1.39 acres)
Garage TypeAttached
Garage Area647 sqft

Exterior Amenities

PorchSlab
Deck Area208 sqft
Shed1 Shed
Shed Area256 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number0605205006
Street Address12923 WILLIAMS CIR
CityGENOA
StateIL
Zip60135-7765
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDR
Legal DescriptionLOT 31 - ANDER WOOD - UNIT 2
Legal SubdivisionANDER WOOD
Legal Lot Number31
Legal Unit2
JurisdictionDE KALB IL
Township / Civil DivisionSYCAMORE
Census Block Group3
Census Block3000
Census Tract402

Owner

12923 Williams Cir is owned and occupied by two individuals who bought it in June 2020.

Source: DeKalb County records, as of April 28, 2026

Owner of Record2 Individual Names on File
Mailing Address12923 WILLIAMS CIR, GENOA, IL 60135-7765
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2020Warranty Deed, Transfer
FIRST MIDWEST BK
Jul 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
RESOURCE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 17, 2020 · Amount on File
Deed SaleJun 17, 2020 · Amount on File
Deed Document Number20205520
Record UpdatedOct 29, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IL
Recording DateJun 17, 2020
Property Address12923 WILLIAMS CIR, GENOA, IL 60135-7765
Document Number0000005520
Instrument DateJun 15, 2020
Instrument5520
Transaction TypeTransfer
Record UpdatedJul 8, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address405 BRADLEY LN KIRKLAND IL 601468602, KIRKLAND, IL 60146-8602

Mortgage

Document Number5521
DateJun 17, 2020
Instrument5521
Lender
NameFIRST MIDWEST BK
TypeBank
AddressGURNEE, IL 60031
Agreement
AmountAmount on Record
Term240 Months
DueJun 16, 2040
Interest
Rate3.12%

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address12923 WILLIAMS CIR, GENOA, IL 60135-7765
Document Number0000006772
Instrument DateJul 25, 2019
Transaction TypeMortgage
Record UpdatedAug 29, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12923 WILLIAMS CIR GENOA IL 601357765, GENOA, IL 60135-7765

Mortgage

Document Number0000006772
DateAug 1, 2019
Instrument6772
Lender
NameRESOURCE BK
TypeBank
AddressCAMPTON HILLS, IL 60140
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueJul 31, 2029

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionSycamore Township
Unified School DistrictGenoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$182,073 Land $15,163 Building $166,910$546,219 Land $45,489 Building $500,730
2024$12,177.00
2023$156,319 Land $13,018 Building $143,301$468,957 Land $39,054 Building $429,903

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12923 Williams Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (1999)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12923 Williams Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENOA
serves 5,298 people · EPA ID IL0370150
Water SourceGroundwater
Last State InspectionMay 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
not recorded as resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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