12923 White Pine Way, Plainfield, IL 60585 Property Records

Kendall County property record for 12923 White Pine Way, Plainfield, IL 60585

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,782 sqft · built 2015
Lot Size	0.114 acres (4,980 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Sep 2023)
Tax Bill	$8,793 (2024)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03-36-181-035`

Property Details

APN / Parcel Number

Primary APN	`03-36-181-035`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,782 sqft Living Area
Gross Area	2,965 sqft
1st Floor Area	1,782 sqft
Basement Area	773 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Material	Tile
Lot Area	4,980 sqft (0.114 acres)
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	12923 WHITE PINE WAY
City	PLAINFIELD
State	IL
Zip	60585-2981
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 26 (EXC N 41.5) GRANDE PARK NEIGHBORHOOD TWELVE, VILLAGE OF PLAINFIELD
Legal Subdivision	GRANDE PARK NEIGHBORHOOD
Legal Lot Number	26
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	1
Census Block	1043
Census Tract	890105

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12923 WHITE PINE WAY, PLAINFIELD, IL 60585-2981
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 1, 2023	Warranty Deed, Transfer · Conventional Mortgage MLD MORTGAGE
May 5, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOMETOWN NATIONAL BANK
Mar 13, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOMETOWN NATIONAL BANK
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN NATIONAL BANK
Oct 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2023 · Amount on Record
Deed Sale	Sep 1, 2023 · Amount on Record
Prior Sale	Sep 11, 2015 · Amount on Record
Deed Document Number	20239966
Last Transfer Date	Jul 10, 2025
Transfer Doc	0000008692
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	12923 WHITE PINE WAY, PLAINFIELD, IL 60585-2981
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12923 WHITE PINE WAY, PLAINFIELD, IL 60585-2981

Mortgage

Document Number	0000015525
Date	Nov 24, 2025
Instrument	202500015525

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	265 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate
Rate	6.12%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Sep 1, 2023
Property Address	12923 WHITE PINE WAY, PLAINFIELD, IL 60585-2981
Document Number	0000009966
Map Reference	DOC 200500032457
Instrument Date	Aug 30, 2023
Instrument	202300009966
Transaction Type	Transfer
Record Updated	Oct 25, 2023
Title Company	FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12923 WHITE PINE WAY, PLAINFIELD, IL 60585-2981

Mortgage

Document Number	0000009967
Date	Sep 1, 2023
Instrument	202300009967

Lender

Name	MLD MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.25%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	12923 WHITE PINE WAY, PLAINFIELD, IL 60585-2981
Transaction Type	Mortgage
Record Updated	Jul 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004850
Date	May 5, 2023
Instrument	202300004850

Lender

Name	HOMETOWN NATIONAL BANK
Type	Bank
Address	LA SALLE, IL 61301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Feb 1, 2024

Interest

Rate Type	Fixed Rate
Rate	6.5%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	12923 WHITE PINE WAY, PLAINFIELD, IL 60585-2981
Transaction Type	Mortgage
Record Updated	Mar 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002620
Date	Mar 13, 2023
Instrument	202300002620

Lender

Name	HOMETOWN NATIONAL BANK
Type	Bank
Address	LA SALLE, IL 61301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Apr 1, 2024

Interest

Rate Type	Fixed Rate
Rate	6.5%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	12923 WHITE PINE WAY, PLAINFIELD, IL 60585-2981
Transaction Type	Mortgage
Record Updated	Jul 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016153
Date	Jun 25, 2021
Instrument	202100016153

Lender

Name	HOMETOWN NATIONAL BANK
Type	Bank
Address	LA SALLE, IL 61301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	12923 WHITE PINE WAY, PLAINFIELD, IL 60585-2981
Transaction Type	Mortgage
Record Updated	Apr 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016266
Date	Oct 28, 2019
Instrument	201900016266

Lender

Name	HOMETOWN NATIONAL BANK
Type	Bank
Address	LA SALLE, IL 61301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Municipality	Plainfield Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$117,885 (+26.97%) Land $24,081 Building $93,804	$353,655 (+26.97%) Land $72,243 Building $281,412
2024	$8,793.00
2022		$92,846 Land $18,966 Building $73,880	$278,538 Land $56,898 Building $221,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINFIELD serves 50,000 people · EPA ID IL1970800
Water Source	Purchased surface water from IL AMERICAN-WEST SUBURBAN
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on White Pine Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures