12922 Jameson Dr, Waldorf, MD 20602 Property Records

Charles County property record for 12922 Jameson Dr, Waldorf, MD 20602

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 1,687 sqft · built 1963
Lot Size0.459 acres (20,000 sqft)
Owner2 Individual Names on File
Last Sale$388,000 (Jul 2021)
Tax Bill$10,290 (2025)
Deeds & MortgagesSep 2025 Mortgage
Jul 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN08-015368

Property Details

APN / Parcel Number

Primary APN08-015368
Alternative APNs
  • 8015368
  • 015368

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,687 sqft Living Area
1st Floor Area1,125 sqft
Basement Area562 sqft
Finished Basement562 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area20,000 sqft (0.459 acres)
Garage Area484 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number015368
Street Address12922 JAMESON DR
CityWALDORF
StateMD
Zip20602-3022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRC
Legal DescriptionLOT 7 JAMESON SUB
Legal SubdivisionJAMESON SUB
Legal Block3
Legal Lot Number7
JurisdictionCHARLES MD
Township / Civil Division8, BRYANTOWN
Census Block Group3
Census Block3007
Census Tract850904

Owner

12922 Jameson Dr is owned and occupied by two individuals who bought it in July 2021.

Source: Charles County records, as of September 16, 2026

Owner of Record2 Individual Names on File
Mailing Address12922 JAMESON DR, WALDORF, MD 20602-3022
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2025Deed of Trust, Mortgage · FHA Mortgage
M & T BANK
Jul 17, 2023Deed of Trust, Mortgage · FHA Mortgage
M & T BANK
Jul 23, 2021Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 11, 2017Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 23, 2021 · Amount on File
Deed SaleJul 23, 2021 · Amount on File
Prior SaleDec 11, 2017 · Amount on File
Deed Book / Page11962 / 101
Prior Transfer DateNov 13, 2017
Prior Transfer Doc0100960450
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address12922 JAMESON DR, WALDORF, MD 20602-3022
Transaction TypeMortgage
Record UpdatedOct 6, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address12922 JAMESON DR, WALDORF, MD 20602-3022

Mortgage

Document Number0137970104
DateSep 19, 2025
Book Page13797/104
Lender
NameM & T BANK
TypeBank
AddressGETZVILLE, NY 14068
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term310 Months
DueJul 1, 2051

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address12922 JAMESON DR, WALDORF, MD 20602-3022
Transaction TypeMortgage
Record UpdatedSep 13, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address12922 JAMESON DR, WALDORF, MD 20602-3022

Mortgage

Document Number0129940384
DateJul 17, 2023
Book Page12994/384
Lender
NameM & T BANK
TypeBank
AddressGETZVILLE, NY 14068
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term336 Months
DueJul 1, 2051

July 2021: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateJul 23, 2021
Property Address12922 JAMESON DR, WALDORF, MD 20602-3022
Document Number0119620101
Book / Page11962 / 101
Map ReferenceMB PCM 7 FO 128
Instrument DateJun 25, 2021
Transaction TypeTransfer
Record UpdatedAug 11, 2021
Title CompanySTAR SETTLEMENT LLC, SMART SETTLEMENTS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,910.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12922 JAMESON DR, WALDORF, MD 20602-3022

Mortgage

Document Number11962109
DateJul 23, 2021
Instrument11962/109
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2051

December 2017: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateDec 11, 2017
Property Address12922 JAMESON DR, WALDORF, MD 20602-3022
Document Number0100960450
Book / Page10096 / 450
Map ReferenceMB PCM7 FO128
Instrument DateNov 13, 2017
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyRGS TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address12922 JAMESON DR, WALDORF, MD 20602-3022

Mortgage

Document Number0010096459
DateDec 11, 2017
Instrument10096/459
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12922 Jameson Dr was $10,290.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$366,200 (+11.76%) Land $115,000 Building $251,200$366,200 (-) Land $115,000 Building $251,200
2025$10,290.00$327,667$366,200 Land $115,000 Building $251,200
2023$3,678.00 (+21.71%)$250,600 (+3.88%) Land $115,000 Building $135,600$250,600 (-) Land $115,000 Building $135,600
2022$3,022.00$241,233$250,600 Land $115,000 Building $135,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12922 Jameson Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12922 Jameson Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
1,200 / 35

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