12922 127th Ave, Largo, FL 33774 Property Records

Pinellas County property record for 12922 127th Ave, Largo, FL 33774

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,402 sqft · built 1978
Lot Size	0.139 acres (6,064 sqft)
Owner	2 Individual Names on File
Last Sale	$478,000 (Jul 2024)
Tax Bill	$2,829 (2025)
Deeds & Mortgages	Sep 2025 Transfer Apr 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-7349-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-7349-6`
Alternative APNs	`08-30-15-57987-000-1560` `301508579870001560` `153008579870001560` `R90837`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,402 sqft Living Area
Gross Area	2,022 sqft
1st Floor Area	1,402 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1987
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,064 sqft (0.139 acres)
Lot Dimensions	101 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	332 sqft
Deck Area	Deck Area
Patio Area	299 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R90837
Street Address	12922 127TH AVE
City	LARGO
State	FL
Zip	33774-2446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILL POND LOT 156
Legal Range	15E
Legal Township	30S
Legal Section	8
Legal Subdivision	MILL POND
Legal Tract	57987
Legal Lot Number	156
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2013
Census Tract	25207

Owner

12922 127th Ave is owned by two individuals who acquired it in September 2025.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12922 129TH AVE, LARGO, FL 33774-2631
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Intrafamily Transfer, Transfer
Apr 13, 2023	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP
Jan 25, 2023	Intrafamily Transfer, Transfer
Jul 14, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2024 · Amount on File
Deed Sale	Jul 1, 2024 · Amount on File
Prior Sale	Apr 13, 2023 · Amount on File
Deed Document Number	2024167216
Deed Book / Page	22847 / 2326
Last Transfer Date	Sep 25, 2025
Transfer Doc	0233081907
Record Updated	Oct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Sep 29, 2025
Property Address	12922 127TH AVE, LARGO, FL 33774-2446
Document Number	0233081907
Book / Page	23308 / 1907
Map Reference	MB 75 PG 16&17
Instrument Date	Sep 25, 2025
Instrument	2025276480
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12922 129TH AVE, LARGO, FL 33774-2631

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	12922 127TH AVE, LARGO, FL 33774-2446

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 13, 2023
Property Address	12922 127TH AVE, LARGO, FL 33774-2446
Document Number	0224071439
Book / Page	22407 / 1439
Map Reference	MB 75 PG 16&17
Instrument Date	Apr 12, 2023
Instrument	2023096692
Transaction Type	Transfer
Record Updated	Apr 26, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,108.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13690 SAN RAFAEL DR, LARGO, FL 33774-4639

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12922 127TH AVE, LARGO, FL 33774-2446

Mortgage

Document Number	0224071442
Date	Apr 13, 2023
Instrument	22407/1442

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Jan 25, 2023
Property Address	12922 127TH AVE, LARGO, FL 33774-2446
Document Number	0223270918
Book / Page	22327 / 918
Map Reference	MB 75 PG 16
Instrument Date	Jan 25, 2023
Instrument	2023020957
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12922 127TH AVE, LARGO, FL 33774-2446

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12922 1274TH AVE, LARGO, FL 33774

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 14, 2022
Property Address	12922 127TH AVE, LARGO, FL 33774-2446
Document Number	0221351265
Book / Page	22135 / 1265
Instrument Date	Jul 13, 2022
Instrument	2022218479
Transaction Type	Transfer
Record Updated	Jul 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12922 127TH AVE, 12922, LARGO, FL 33774-2446

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12922 127TH AVE, LARGO, FL 33774-2446

Tax Assessment & Valuation

The 2025 property tax bill for 12922 127th Ave was $2,829, down 57.5% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,829.00 (-57.5%)	$191,230 (-46.61%)	$366,621 (+2.35%) Land $116,951 Building $249,670
2024	$6,656.00 (+360.62%)	$358,187 (+201.99%)	$358,187 (+50.2%) Land $144,671 Building $213,516
2023	$1,445.00 (+4.11%) Homeowner's exemption	$118,609 (+3%)	$238,468 (+3.6%) Land $122,056 Building $116,412
2022	$1,388.00 Homeowner's exemption	$115,154	$230,184 Land $135,809 Building $94,375

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12922 127th Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	2 (2016–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2020 · Hurricane Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12922 127th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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