Montgomery County property record for 12920 Pearson Rd, Montgomery, TX 77356
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,252 sqft · built 1976 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $340 (2024) |
| Deeds & Mortgages | Mar 2026 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0203-00-02402 |
| Primary APN | 0203-00-02402 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,252 sqft Living Area |
| 1st Floor Area | 2,252 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Brick Veneer |
| Roof Material | Composition Shingle |
| Lot Area | 47,045 sqft (1.08 acres) |
| View / Lot | Front |
| Porch | Open Frame Porch |
| Porch Area | 563 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 12920 PEARSON RD |
|---|---|
| City | MONTGOMERY |
| State | TX |
| Zip | 77356-4905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 3 |
| Legal Description | A0203 FOSTER JAMES J, TRACT 24-C, ACRES 1.080 |
| Legal Subdivision | FOSTER JAMES J |
| Legal Tract | 24-C |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 694304 |
Source: Montgomery County records, as of April 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12920 PEARSON RD, MONTGOMERY, TX 77356-4905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2011 |
| Deed Sale | Nov 22, 2011 |
| Prior Sale | Sep 1, 1982 |
| Deed Document Number | 2011103586 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 12920 PEARSON RD, MONTGOMERY, TX 77356-4905 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2026 |
| Title Company | SAI SETTLEMENT SERVICES LLC, SUMMIT SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 12920 PEARSON RD, MONTGOMERY, TX 77356-4905 |
| Document Number | 0000028736 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 2026028736 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 743 Months |
| Due | Feb 14, 2088 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2026 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 10.6% |
Source: Montgomery County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Montgomery Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $231,667 (+1%) | $242,756 (+14.38%) Land $43,200 Building $199,556 | |
| 2024 | $340.00 (+7.26%) Homeowner's exemption Senior Citizen's exemption | $210,606 (+1%) Land $43,200 Building $169,035 | $212,235 (-0.38%) Land $43,200 Building $169,035 |
| 2023 | $317.00 Homeowner's exemption | $191,460 Land $43,200 Building $169,840 | $213,040 Land $43,200 Building $169,840 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 103 policies |
| Nearby Flood Policies | 103 in force |
| Nearby Flood Claims | 2 (2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 84% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tachus Fiber Internet Fiber | 8,000 / 8,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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