12920 Cold Spring Ln, Ponder, TX 76259 Property Records

Denton County property record for 12920 Cold Spring Ln, Ponder, TX 76259

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,815 sqft · built 2020
Lot Size1.6 acres (69,696 sqft)
OwnerIndividual Name on File
Tax Bill$12,240 (2023)
Deeds & MortgagesMar 2023 Mortgage
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNR956983

Property Details

APN / Parcel Number

Primary APNR956983
Alternative APN
  • SK0164A-000000E-0000-0011-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,815 sqft Living Area
1st Floor Area2,815 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area69,696 sqft (1.6 acres)
Garage TypeAttached
Garage Area776 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area513 sqft
Storage Building384 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address12920 COLD SPRING LN
CityPONDER
StateTX
Zip76259-1553
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMIDWAY RIDGE PHASE 2 BLK E LOT 11
Legal SubdivisionMIDWAY RIDGE PHASE 2
Legal BlockE
Legal Lot Number11
JurisdictionDENTON TX
Township / Civil DivisionSANGER
Census Block Group2
Census Block2038
Census Tract20206

Owner

Source: Denton County records · APN R956983

Assessment roll updated July 25, 2023 · Last verified April 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12920 COLD SPRING LN, PONDER, TX 76259-1553
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2023Vendor's Lien, Transfer · Conventional Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC
Jun 01, 2021Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 31, 2023
Deed SaleMar 31, 2023
Prior SaleJun 01, 2021
Deed Document Number2023-031787
Record UpdatedJun 07, 2026

March 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionDENTON TX
Recording DateMar 31, 2023
Property Address12920 COLD SPRING LN, PONDER, TX 76259-1553
Document Number0000031787
Map ReferenceFILE 2020-159
Instrument DateMar 30, 2023
Instrument2023-031787
Transaction TypeTransfer
Record UpdatedApr 19, 2023
Title CompanyNOT AVAILABLE, TEXAS TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12920 COLD SPRING LN, PONDER, TX 76259-1553

Mortgage

Document Number0000031788
DateMar 31, 2023
Instrument2023-031788
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053

June 2021: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionDENTON TX
Recording DateJun 01, 2021
Property Address12920 COLD SPRING LN, PONDER, TX 76259-1553
Document Number0000097981
Map ReferenceDOC 2020-159
Instrument DateMay 28, 2021
Instrument2021-097981
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 09, 2023
Title CompanyTRINITY LAND TITLE, TRINITY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3045 LACKLAND RD, FORT WORTH, TX 76116-4121

Transferred To (Grantee/Buyer)

NameVerified Name
Address12920 COLD SPRING LN, PONDER, TX 76259-1553

Mortgage

Document Number0000097982
DateJun 01, 2021
Instrument2021-097982
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051

Tax Assessment & Valuation

Source: Denton County records · Assessment roll updated July 25, 2023 · Last verified April 2024

Property Jurisdictions

TypeName
StateTexas
CountyDenton County
Unified School DistrictKrum Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$12,240.00 (-5.55%)$567,885 Land $130,244 Building $437,641$567,885 Land $130,244 Building $437,641
2022$12,959.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 4, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskModerate
above 62% of the US · above 47% of Texas
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AMG Technology Investment Group
Fiber · Fixed Wireless
2,000 / 2,000
Centric Infrastructure Group
Fiber
1,000 / 1,000
Optimum Communications
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
ElektraFi
Fixed Wireless
100 / 20
JAB Wireless
Fixed Wireless
100 / 20

May also be available: Brightspeed.

Based on FCC filings for 210 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSTONY HILLS WATER SYSTEM
private · serves 723 people
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Cold Spring Ln

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