1292 Shell Cir, Clayton, CA 94517 Property Records

Contra Costa County property record for 1292 Shell Cir, Clayton, CA 94517

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,145 sqft · built 1991
Lot Size	0.085 acres (3,700 sqft)
Owner	Trust Name on File
Last Sale	$495,000 (May 2016)
Tax Bill	$7,822 (2025)
Deeds & Mortgages	Sep 2021 Reverse Mortgage Jun 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`118-410-076-4`

Property Details

APN / Parcel Number

Primary APN	`118-410-076-4`
Alternative APN	`118-410-076`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,145 sqft Living Area
1st Floor Area	1,145 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Townhouse
Lot Area	3,700 sqft (0.085 acres)
Garage Type	Attached
Garage Area	469 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1292 SHELL CIR
City	CLAYTON
State	CA
Zip	94517-1221
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	T7066 L76
Legal Subdivision	CHAPARRAL SPGS
Legal Tract	7066
Legal Lot Number	76
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2004
Census Tract	355308

Owner

1292 Shell Cir, a townhouse, is owner-occupied and held in a trust since September 2021.

Source: Contra Costa County records, as of August 24, 2026

Owner of Record	Trust Name on File
Mailing Address	1292 SHELL CIR, CLAYTON, CA 94517-1221
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Intrafamily Transfer, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Jun 13, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2016 · Amount on File
Deed Sale	May 4, 2016 · Amount on File
Prior Sale	Dec 17, 2015 · Amount on File
Deed Document Number	201683742
Last Transfer Date	Sep 13, 2021
Transfer Doc	0000264101
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 22, 2021
Property Address	1292 SHELL CIR, CLAYTON, CA 94517-1221
Document Number	0000264101
Map Reference	MB 346 PG 40
Instrument Date	Sep 13, 2021
Instrument	2021-264101
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FNTG LENDERS DIRECT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1292 SHELL CIR, CLAYTON, CA 94517-1221

Mortgage

Document Number	0000264102
Date	Sep 22, 2021
Instrument	2021-264102

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.07%
Type Change Date	Nov 1, 2021
Change Frequency	Annually
Index	1-Year CMT

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 13, 2019
Property Address	1292 SHELL CIR, CLAYTON, CA 94517-1221
Document Number	0000088909
Instrument Date	May 30, 2019
Instrument	88909
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1292 SHELL CIR CLAYTON CA 945171221, CLAYTON, CA 94517-1221

Tax Assessment & Valuation

The 2025 property tax bill for 1292 Shell Cir was $7,822 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Clayton City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$597,690 (+2%) Land $570,526 Building $27,164
2025	$7,822.00 Homeowner's exemption	$585,972 Land $559,340 Building $26,632
2023	$7,379.00 (+0.78%) Homeowner's exemption	$563,220 Land $537,621 Building $25,599
2022	$7,322.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1292 Shell Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1292 Shell Cir is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 49% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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