1292 S Loback Ln, Gilbert, AZ 85296 Property Records

Maricopa County property record for 1292 S Loback Ln, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,661 sqft · built 2004
Lot Size	0.068 acres (2,975 sqft)
Owner	2 Individual Names on File
Last Sale	$237,500 (Nov 2017)
Tax Bill	$1,265 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`304-28-397`

Property Details

APN / Parcel Number

Primary APN	`304-28-397`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,661 sqft Living Area
1st Floor Area	737 sqft
2nd Floor Area	924 sqft

Exterior

Year Built	Built 2004
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	2,975 sqft (0.068 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1292 S LOBACK LN
City	GILBERT
State	AZ
Zip	85296-8266
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	RAY RANCH 3 MCR 677-12
Legal Range	06E
Legal Township	01S
Legal Section	23
Legal Quarter	SE
Quarter-Quarter Section	NE
Legal Subdivision	RAY RANCH 3
Legal Lot Number	71
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2002
Census Tract	814802

Owner

1292 S Loback Ln is owned and occupied by two individuals who bought it in November 2017.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1292 S LOBACK LN, GILBERT, AZ 85296-8266
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 13, 2017	Warranty Deed, Transfer · FHA Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2017 · Amount on File
Deed Sale	Nov 13, 2017 · Amount on File
Prior Sale	Dec 16, 2016 · Amount on File
Deed Document Number	20170838989
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1292 S LOBACK LN, GILBERT, AZ 85296-8266
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1292 S LOBACK LN, GILBERT, AZ 85296-8266

Mortgage

Document Number	0001275596
Date	Dec 24, 2020
Instrument	20201275596

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 13, 2017
Property Address	1292 S LOBACK LN, GILBERT, AZ 85296-8266
Document Number	0000838989
Instrument Date	Nov 3, 2017
Instrument	838989
Transaction Type	Transfer
Record Updated	Nov 16, 2017
Title Company	SECURITY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$237.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1292 S LOBACK LN GILBERT AZ 852968266, GILBERT, AZ 85296-8266

Mortgage

Document Number	838990
Date	Nov 13, 2017
Instrument	838990

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1292 S Loback Ln was $1,265.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,870	$358,700 Land $71,700 Building $287,000
2025	$1,265.00
2024		$35,110	$351,100 Land $70,200 Building $280,900
2023	$1,358.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1292 S Loback Ln in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1292 S Loback Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: AT&T, Verizon.

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