1292 Rose Rd, Clearwater, FL 33759 Property Records

Pinellas County property record for 1292 Rose Rd, Clearwater, FL 33759

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,505 sqft · built 1978
Lot Size	0.216 acres (9,413 sqft)
Owner	Individual Name on File
Last Sale	$685,000 (Dec 2021)
Tax Bill	$11,276 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`C62-000-763-1520-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-763-1520-9`
Alternative APNs	`09-29-16-20844-000-0230` `291609208440000230` `162909208440000230` `R100616`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,505 sqft Living Area
Gross Area	3,668 sqft
1st Floor Area	1,172 sqft
Upper Floors Area	1,333 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1996
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	9,413 sqft (0.216 acres)
Lot Dimensions	101 ft deep x 92 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	657 sqft
Deck Area	300 sqft
Patio Area	300 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R100616
Street Address	1292 ROSE RD
City	CLEARWATER
State	FL
Zip	33759-3331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEL ORO HEIGHTS LOT 23
Legal Range	16E
Legal Township	29S
Legal Section	9
Legal Subdivision	DEL ORO HEIGHTS
Legal Tract	20844
Legal Lot Number	23
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2004
Census Tract	26809

Owner

1292 Rose Rd is owned and occupied by an individual who bought it in December 2021.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	1292 ROSE RD, CLEARWATER, FL 33759-3331
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2021 · Amount on File
Deed Sale	Dec 14, 2021 · Amount on File
Prior Sale	Nov 23, 2010 · Amount on File
Deed Document Number	2021403437
Deed Book / Page	21847 / 1152
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 14, 2021
Property Address	1292 ROSE RD, CLEARWATER, FL 33759-3331
Document Number	0218471152
Book / Page	21847 / 1152
Map Reference	MB 54 PG 12
Instrument Date	Dec 9, 2021
Instrument	2021403437
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,795.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1164, SAFETY HARBOR, FL 34695-1164

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1292 ROSE RD, CLEARWATER, FL 33759-3331

Mortgage

Document Number	0218471154
Date	Dec 14, 2021
Instrument	21847/1154

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1292 Rose Rd was $11,276 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Clearwater City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,276.00 Homeowner's exemption	$625,038	$670,864 Land $214,280 Building $456,584
2023	$10,552.00 (+2.63%) Homeowner's exemption	$589,731 (+3%)	$654,017 (+14.23%) Land $286,930 Building $367,087
2022	$10,282.00 Homeowner's exemption	$572,554	$572,554 Land $278,475 Building $294,079

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1292 Rose Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 77 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	209 units insured incl. 132 condo units
Nearby Flood Claims	13 (1985–2024)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1292 Rose Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20