1292 Northgate Dr, Independence, OR 97351 Property Records

Polk County property record for 1292 Northgate Dr, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,183 sqft · built 2000
Lot Size	0.142 acres (6,166 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Mar 2015)
Tax Bill	$3,127 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08420-DA-06600`

Property Details

APN / Parcel Number

Primary APN	`08420-DA-06600`
Alternative APN	`547161`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,183 sqft Living Area
Gross Area	1,608 sqft
1st Floor Area	1,183 sqft
Family Room	Family Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,166 sqft (0.142 acres)
Garage Area	425 sqft
Parking Spaces	4 Parking Spaces
Patio Area	172 sqft

Location & Zoning

Account Number	547161
Street Address	1292 NORTHGATE DR
City	INDEPENDENCE
State	OR
Zip	97351-9559
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	NORTHGATE PHASE I LOT 66
Legal Range	4W
Legal Township	08S
Legal Section	20
Legal Subdivision	NORTHGATE PHASE I
Legal Block	1
Legal Lot Number	66
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	1
Census Block	1000
Census Tract	20305

Owner

1292 Northgate Dr is owned and occupied by two individuals who bought it in March 2015.

Source: Polk County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1292 NORTHGATE DR, INDEPENDENCE, OR 97351-9559
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2015 · Amount on File
Deed Sale	Mar 5, 2015 · Amount on File
Deed Document Number	20151966
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	1292 NORTHGATE DR, INDEPENDENCE, OR 97351-9559
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1292 NORTHGATE DR, INDEPENDENCE, OR 97351-9559

Mortgage

Document Number	0000000326
Date	Jan 14, 2026
Instrument	2026-000326

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 13, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	1292 NORTHGATE DR, INDEPENDENCE, OR 97351-9559
Transaction Type	Mortgage
Record Updated	Apr 29, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006648
Date	Apr 16, 2021
Instrument	2021-006648

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1292 Northgate Dr was $3,127, up 3.8% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,510 (+3%) Land $46,120 Building $130,390	$351,220 (-5%) Land $150,000 Building $201,220
2025	$3,127.00 (+3.78%)	$171,370 (+3%) Land $44,780 Building $126,590	$369,700 (+2.17%) Land $150,600 Building $219,100
2024	$3,013.00 (-2.49%)	$166,380 (+3%) Land $43,480 Building $122,900	$361,840 (+4.11%) Land $148,000 Building $213,840
2023	$3,090.00 (+8.92%)	$161,540 (+3%) Land $42,210 Building $119,330	$347,570 (+13.64%) Land $141,500 Building $206,070
2022	$2,837.00	$156,840 Land $40,980 Building $115,860	$305,850 Land $116,000 Building $189,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1292 Northgate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1292 Northgate Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Hunter Communications.

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