Larimer County property record for 1292 Kiowa Rd, Lyons, CO 80540
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 768 sqft · built 1971 |
| Lot Size | 0.519 acres (22,651 sqft) |
| Owner | Individual Name on File |
| Last Sale | $380,000 (Jul 2020) |
| Tax Bill | $2,993 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Oct 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14281-05-132 |
| Primary APN | 14281-05-132 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 768 sqft Living Area |
| Upper Floors Area | 160 sqft |
| Basement Area | 481 sqft |
| Finished Basement | 480 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 22,651 sqft (0.519 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 172 sqft |
| Patio Area | 144 sqft |
| Balcony | Balcony |
| Balcony Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Propane |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | R0539619 |
|---|---|
| Old Parcel Number | R0539619 |
| Street Address | 1292 KIOWA RD |
| City | LYONS |
| State | CO |
| Zip | 80540-8220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 132, PINEWOOD SPRINGS 6TH |
| Legal Range | 71 |
| Legal Township | 04 |
| Legal Section | 28 |
| Legal Quarter | NE |
| Legal Subdivision | PINEWOOD SPRINGS |
| Legal Block | 5 |
| Legal Lot Number | 132 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | ESTES PARK |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 1905 |
Source: Larimer County records · APN 14281-05-132
Assessment roll updated August 25, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1292 KIOWA RD, LYONS, CO 80540-8220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 03, 2025 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF DENVER |
| Oct 18, 2021 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF DENVER |
| Jul 16, 2020 | Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 16, 2020 · Amount on Record |
| Deed Sale | Jul 16, 2020 · Amount on Record |
| Prior Sale | Mar 21, 2006 · Amount on Record |
| Deed Document Number | RECEPT # 20200052929 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 1292 KIOWA RD, LYONS, CO 80540-8220 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1292 KIOWA RD, LYONS, CO 80540-8220 |
| Document Number | 0000051607 |
|---|---|
| Date | Nov 03, 2025 |
| Instrument | 20250051607 |
| Name | CREDIT UNION OF DENVER |
|---|---|
| Type | Credit Union |
| Address | DENVER, CO 80226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 01, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 1292 KIOWA RD, LYONS, CO 80540-8220 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000096353 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 20210096353 |
| Name | CREDIT UNION OF DENVER |
|---|---|
| Type | Credit Union |
| Address | DENVER, CO 80226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 18, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Jul 16, 2020 |
| Property Address | 1292 KIOWA RD, LYONS, CO 80540-8220 |
| Document Number | 0000052929 |
| Instrument Date | Jul 16, 2020 |
| Instrument | 20200052929 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $38.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1292 KIOWA RD, LYONS, CO 80540-8220 |
| Document Number | 0000052930 |
|---|---|
| Date | Jul 16, 2020 |
| Instrument | 20200052930 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
Source: Larimer County records · Assessment roll updated August 25, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Larimer County |
| Unified School District | Estes Park School District R-3 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,993.00 (-8.58%) | $30,950 (-18.99%) Land $7,000 Building $23,950 | $495,200 (-13.15%) Land $112,000 Building $383,200 |
| 2023 | $3,274.00 (+29.3%) | $38,203 (+59.89%) Land $7,504 Building $30,699 | $570,200 (+65.85%) Land $112,000 Building $458,200 |
| 2022 | $2,532.00 | $23,894 Land $5,671 Building $18,223 | $343,800 Land $81,600 Building $262,200 |
Source: FEMA National Flood Hazard Layer as of September 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Extreme above 96% of the US · above 98.6% of Colorado |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Xbar7 Communications Fixed Wireless · Fiber in parts of the area | 200 / 200 |
Based on FCC filings for 69 locations within half a mile of this property.
4G LTE (outdoors only), no 5G reported
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PINEWOOD SPRINGS WD serves 745 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Oct 2025 Treatment failure resolved · Dec 2024 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Jan 2026 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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