1292 Gassner Rd, Waterloo, NY 13165 Property Records

Seneca County and Junius Town property record for 1292 Gassner Rd, Waterloo, NY 13165

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,094 sqft · built 1976
Lot Size	2.4 acres (104,544 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Jun 2018)
Tax Bill	$5,528 (2026)
Deeds & Mortgages	Sep 2025 Refinance Jun 2020 Refinance + 1 more
APN	`452400 15-1-41`

Property Details

APN / Parcel Number

Primary APN	`452400 15-1-41`
Alternative APN	`240001500000010410000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,094 sqft Living Area
1st Floor Area	1,392 sqft
Basement Area	702 sqft
Finished Basement	702 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Raised Ranch
Exterior Material	Wood
Lot Area	104,544 sqft (2.4 acres)
Garage Type	Attached
Garage Area	837 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	621 sqft
Porch	Slab
Porch Area	315 sqft
Patio Area	874 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1292 GASSNER RD
City	WATERLOO
State	NY
Zip	13165-9418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	MB55-132,MB60-47
Legal Block	1
Legal Lot Number	41.000
Jurisdiction	SENECA NY
Township / Civil Division	JUNIUS
Census Block Group	2
Census Block	2104
Census Tract	950100

Owner

1292 Gassner Rd is owned and occupied by two individuals who bought it in June 2018.

Source: Seneca County and Junius Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1292 GASSNER RD, WATERLOO, NY 13165-9418
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance LYONS SAVINGS BANK
Jun 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LYONS SAVINGS BANK
Jun 20, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2018 · Amount on File
Deed Sale	Jun 20, 2018 · Amount on File
Deed Book / Page	972 / 206
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SENECA NY
Property Address	1292 GASSNER RD, WATERLOO, NY 13165-9418
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001968/199
Date	Sep 24, 2025
Book Page	1968/199
Instrument	71759

Lender

Name	LYONS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SENECA NY
Property Address	1292 GASSNER RD, WATERLOO, NY 13165-9418
Transaction Type	Mortgage
Record Updated	Oct 6, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1746/176
Date	Jun 1, 2020
Book Page	1746/176
Instrument	48809

Lender

Name	LYONS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SENECA NY
Recording Date	Jun 20, 2018
Property Address	1292 GASSNER RD, WATERLOO, NY 13165-9418
Document Number	000972/206
Book / Page	972 / 206
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1292 GASSNER RD, WATERLOO, NY 13165-9418

Tax Assessment & Valuation

The 2026 property tax bill for 1292 Gassner Rd was $5,528, up 8.9% from the year before.

Source: Seneca County and Junius Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Seneca County
County Subdivision	Junius Town
Unified School District	Waterloo Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,528.00 (+8.93%)
2025	$5,075.00	$175,000 Land $23,500 Building $151,500	$282,258 Land $37,903 Building $244,355
2023		$175,000 Land $23,500 Building $151,500	$201,149 Land $27,011 Building $174,138
2019	$1,859.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1292 Gassner Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1292 Gassner Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
CBN Fixed Wireless · not low latency	100 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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