1292 Forest Ave, Neptune Beach, FL 32266 Property Records

Duval County property record for 1292 Forest Ave, Neptune Beach, FL 32266

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,662 sqft · built 2005
Lot Size0.288 acres (12,537 sqft)
OwnerIndividual Name on Record
Last Sale$890,000 (Apr 2023)
Tax Bill$8,861 (2025)
Deeds & MortgagesOct 2025 Mortgage
Apr 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN177430-0150

Property Details

APN / Parcel Number

Primary APN177430-0150

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,662 sqft Living Area
Gross Area3,465 sqft
1st Floor Area1,244 sqft
Upper Floors Area968 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,537 sqft (0.288 acres)
Lot Dimensions126 ft deep x 100 ft wide
Garage TypeAttached
Garage Area572 sqft
Parking Spaces2 Parking Spaces
Pool Area4 sqft
PorchFinished/Open Porch
Porch Area231 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address1292 FOREST AVE
CityNEPTUNE BEACH
StateFL
Zip32266-3124
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR-1
Legal Description38-2S-29E .289 B DE CASTRO Y FERRER GRANT PT RECD O/R 20642-1306
Legal Range29E
Legal Township02S
Legal Section38
Legal SubdivisionSECTION LAND
Legal Block1
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE BEACHES
Census Block Group1
Census Block1021
Census Tract14002

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1292 FOREST AVE, NEPTUNE BEACH, FL 32266-3124
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2025Deed of Trust, Mortgage · Conventional Mortgage
FUNDLOANS CAPITAL
Apr 12, 2023Warranty Deed, Transfer · Conventional Mortgage
BANK OF ENGLAND

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 12, 2023 · Amount on Record
Deed SaleApr 12, 2023 · Amount on Record
Prior SaleMay 1, 2009 · Amount on Record
Deed Document Number202371635
Deed Book / Page20642 / 1306
Prior Transfer DateJan 28, 2004
Prior Transfer Doc0116660811
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address1292 FOREST AVE, NEPTUNE BEACH, FL 32266-3124
Transaction TypeMortgage
Record UpdatedNov 7, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1292 FOREST AVE, NEPTUNE BEACH, FL 32266-3124

Mortgage

Document Number0216621639
DateOct 22, 2025
Book Page21662/1639
Instrument2025244500
Lender
NameFUNDLOANS CAPITAL
TypeMortgage Company
AddressSAN DIEGO, CA 92130
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateApr 12, 2023
Property Address1292 FOREST AVE, NEPTUNE BEACH, FL 32266-3124
Document Number0206421306
Book / Page20642 / 1306
Instrument DateMar 31, 2023
Instrument2023071635
Transaction TypeTransfer
Record UpdatedApr 24, 2023
Title CompanyPONTE VEDRA TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,230.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address256 ATLANTA AVE SE, ATLANTA, GA 30315-1902

Transferred To (Grantee/Buyer)

NameVerified Name
Address1292 FOREST AVE, NEPTUNE BEACH, FL 32266-3124

Mortgage

Document Number0206421308
DateApr 12, 2023
Instrument20642/1308
Lender
NameBANK OF ENGLAND
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2053

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityNeptune Beach City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$553,508 (+2.7%)$716,580 (+2.06%) Land $319,938 Building $396,642
2025$8,861.00 (+2.36%) Homeowner's exemption$538,957 (+89.97%)$702,143 (+12.12%) Land $291,000 Building $411,143
2024$8,657.00 (+97.92%)
2023$4,374.00 (+9.54%) Homeowner's exemption$283,713 (+3%)$626,261 (+19.46%) Land $232,800 Building $393,461
2022$3,993.00 Homeowner's exemption$275,450$524,257 Land $116,400 Building $407,857

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 282 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies282 in force
Nearby Flood Claims23 (1984–2022)
Claims Outside the SFHA12 of 23
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Matthew, Oct 2016 · 3 claims
  • Severe Storms, Tornadoes & Flooding, Oct 1992 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEPTUNE BEACH
serves 7,270 people · EPA ID FL2160206
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Forest Ave

Nearby Streets

Search Property Records by Address or Parcel Number