1292 Cumberland Dr, Longmont, CO 80504 Property Records

Boulder County property record for 1292 Cumberland Dr, Longmont, CO 80504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,459 sqft · built 1998
Lot Size	0.107 acres (4,641 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Sep 2020)
Tax Bill	$3,353 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1205-36-3-04-003`

Property Details

APN / Parcel Number

Primary APN	`1205-36-3-04-003`
Alternative APNs	`R0123112` `0123112`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,459 sqft Living Area
Gross Area	2,611 sqft
1st Floor Area	1,068 sqft
Upper Floors Area	391 sqft
Basement Area	711 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	A-Frame
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,641 sqft (0.107 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	129 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0123112
Street Address	1292 CUMBERLAND DR
City	LONGMONT
State	CO
Zip	80504-8725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 4 WOLF CREEK FLG 1
Legal Range	69
Legal Township	3N
Legal Section	36
Legal Subdivision	WOLF CREEK FLG 1 - LG
Legal Block	4
Legal Lot Number	3
Jurisdiction	BOULDER CO
Township / Civil Division	LONGMONT
Census Block Group	1
Census Block	1030
Census Tract	13508

Owner

1292 Cumberland Dr is owned and occupied by an individual who bought it in September 2020.

Source: Boulder County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1292 CUMBERLAND DR, LONGMONT, CO 80504-8725
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2020	Personal Representative Deed, Transfer · Conventional Mortgage PREMIER MEMBERS CU
Feb 6, 2017	Reverse Mortgage, Transfer · FHA Mortgage FINANCE OF AMERICA REVERSE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2020 · Amount on File
Deed Sale	Sep 1, 2020 · Amount on File
Prior Sale	Sep 10, 1998 · Amount on File
Deed Document Number	20203811675
Prior Transfer Date	Jan 10, 2017
Prior Transfer Doc	0003573361
Record Updated	Oct 29, 2026

September 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	BOULDER CO
Recording Date	Sep 1, 2020
Property Address	1292 CUMBERLAND DR, LONGMONT, CO 80504-8725
Document Number	0003811675
Instrument Date	Aug 26, 2020
Instrument	3811675
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1292 CUMBERLAND DR, LONGMONT, CO 80504-8725

Mortgage

Document Number	0003811676
Date	Sep 1, 2020
Instrument	3811676

Lender

Name	PREMIER MEMBERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

February 2017: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	BOULDER CO
Recording Date	Feb 6, 2017
Property Address	1292 CUMBERLAND DR, LONGMONT, CO 80504-8725
Document Number	0003573361
Instrument Date	Jan 10, 2017
Instrument	3573361
Transaction Type	Transfer
Record Updated	Feb 15, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE OFS

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1292 CUMBERLAND DR LONGMONT CO 805048725, LONGMONT, CO 80504-8725

Mortgage

Document Number	3573362
Date	Feb 6, 2017
Instrument	3573362

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74137

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	708 Months
Due	Feb 5, 2076

Interest

Rate Type	Adjustable Rate
Rate	4.06%

Mortgage

Document Number	3573363,
Date	Feb 6, 2017
Instrument	3573363

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	708 Months
Due	Feb 5, 2076

Interest

Rate Type	Adjustable Rate
Rate	4.06%

Tax Assessment & Valuation

The 2025 property tax bill for 1292 Cumberland Dr was $3,353.

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Longmont City
Unified School District	St. Vrain Valley School District RE 1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,285 (-2.08%) Land $3,765 Building $27,520	$511,200 (-) Land $106,500 Building $404,700
2025	$3,353.00	$31,950 Land $6,656 Building $25,294	$511,200 Land $106,500 Building $404,700
2023	$2,900.00 (+12.93%)	$34,424 (+32.61%) Land $7,316 Building $27,108	$513,800 (+37.56%) Land $109,200 Building $404,600
2022	$2,568.00	$25,959 Land $5,477 Building $20,482	$373,500 Land $78,800 Building $294,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1292 Cumberland Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1292 Cumberland Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LONGMONT serves 104,178 people · EPA ID CO0107485
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NextLight Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: T-Mobile.

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