1292 Clayton Rd, Chipley, FL 32428 Property Records

Washington County property record for 1292 Clayton Rd, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,160 sqft · built 1931
Lot Size	13.8 acres (604,612 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Apr 2026)
Tax Bill	$593 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000025140015`

Property Details

APN / Parcel Number

Primary APN	`000025140015`
Alternative APNs	`00000000-00-2514-0015` `25140015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,160 sqft Living Area
Gross Area	1,632 sqft
1st Floor Area	1,160 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1931
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	604,612 sqft (13.8 acres)
Garage Type	Detached
Garage Area	325 sqft
Porch	Florida Room
Porch Area	472 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1292 CLAYTON RD
City	CHIPLEY
State	FL
Zip	32428-4815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33 4 13 4.99 ORB 1174 P 905 PRCL DESC IN ORB 1174 P 905, LESS ORB 1227 P 706
Legal Range	13W
Legal Township	04S
Legal Section	33
Legal Block	15
Legal Lot Number	15
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	1
Census Block	1045
Census Tract	970102

Owner

Source: Washington County records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	14355 VERSAILLES RD, ROCKVALE, TN 37153-4691
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Warranty Deed, Transfer FLORIDA LAW TITLE AND TRUST PLC, FLORIDA LAND TITLE & TRUST
Apr 27, 2020	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY SOUTH CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2026 · Amount on Record
Deed Sale	Apr 2, 2026 · Amount on Record
Prior Sale	Apr 27, 2020 · Amount on Record
Deed Document Number	20262435
Deed Book / Page	1366 / 821
Prior Transfer Date	Aug 31, 2021
Prior Transfer Doc	0067006459
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Apr 2, 2026
Property Address	1292 CLAYTON RD, CHIPLEY, FL 32428-4815
Document Number	0000002435
Book / Page	1366 / 821
Instrument Date	Mar 31, 2026
Instrument	2026.2435
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	FLORIDA LAW TITLE AND TRUST PLC, FLORIDA LAND TITLE & TRUST

Transaction

Amount	Amount Recorded
Tax	$166,145.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14355 VERSAILLES RD, ROCKVALE, TN 37153-4691

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Apr 27, 2020
Property Address	1292 CLAYTON RD, CHIPLEY, FL 32428-4815
Document Number	0067002867
Book / Page	1174 / 890
Instrument Date	Apr 22, 2020
Instrument	202067002867
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	FLORIDA LAND TITLE & TR CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1592 CLARK LN, 1592, CHIPLEY, FL 32428-4429

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1292 CLAYTON RD, CHIPLEY, FL 32428-4815

Mortgage

Document Number	0000000892
Date	Apr 27, 2020
Instrument	1174/892

Lender

Name	COMMUNITY SOUTH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2030

Tax Assessment & Valuation

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$593.00 (+9.01%) Homeowner's exemption	$83,638 (+2.9%)	$167,068 (+6.13%) Land $49,900 Building $117,168
2024	$544.00 (+4.21%) Homeowner's exemption	$81,281 (+3%)	$157,412 (+5.32%) Land $49,900 Building $107,512
2023	$522.00 (+29.53%) Homeowner's exemption	$78,914 (+28.65%)	$149,467 (+35.89%) Land $49,900 Building $99,567
2022	$403.00 Homeowner's exemption	$61,342	$109,989 Land $39,920 Building $70,069

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1994–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

May also be available: AT&T, T-Mobile, Verizon.

Nearby Properties on Clayton Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures